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Posted: Fri Aug 15, 2008 1:46 pm Subject: Whats Next????

I sent my DV letter via CMRRR a few days ago and I have not received my receipt back proving that they received it my letter. How many days should I wait for my receipt to come back? What do I do if I don't get anithing back from them?

Posted: Fri Aug 15, 2008 1:51 pm Subject: reply

it depends,my friend's took 13 business days.granted that was from IL to CA.sometimes a bottomfeeder CA or PDL might just refuse it or have it sent back as undeliverable.that isn't common,but wait till begining of next week.then you can track it on the USPS web sight.

Posted: Fri Aug 15, 2008 1:55 pm Subject:

To what I know and what I read here on the forum Atlantic Finance and credit is one of the worst CA and bottmfeeders

Posted: Fri Aug 15, 2008 2:01 pm Subject: reply

just wait it out my friend.once they sign for that letter.they can't pursue any further collections without opening themselves
up to fdcpa violations lawsuit.chances are from what i've read
once they sign for that.they will go away.

Posted: Fri Aug 15, 2008 2:05 pm Subject:

I am going to wait and see how long it takes for me to get the receipt back. What if they don't sign for it? What do I do if I get the whole letter back?

Posted: Fri Aug 15, 2008 2:16 pm Subject: reply

as long as they don't know your sending it.they should sign for it.on the chance they don't,that still isn't so bad.as long as the address you sent it to is valid,if they don't accept it that could also be taken as an admission of invalidity.i wouldn't worry till it actually happens.i think these jamokes will reject it.

Posted: Fri Aug 15, 2008 3:05 pm Subject:

I put my address on the envelope like on a normal letter, is it going to make a difference when they see that my name is on it.

Posted: Fri Aug 15, 2008 3:20 pm Subject:

I just went to USPSDOTCOM and it seems like they got it.

"Status: Delivered

Your item was delivered at 7:59 AM on August 13, 2008 in ROANOKE, VA 24036. "

So I should be getting my receipt any time soon.

Posted: Fri Aug 15, 2008 3:23 pm Subject:

What do I do Know? Do I just wait till they respond to my letter?

Posted: Fri Aug 15, 2008 4:09 pm Subject:

You don't need to do anything else. As long as you sent your DV letter within 30 days of the CA's initial dunning letter, they are prohibited from making any further collection attempts until they validate the debt. If they can't validate it, it's likely they will sell it to someone else, and you will have to start over with them.

Posted: Sat Aug 16, 2008 7:26 am Subject:

I just will have to wait to hear back from them.

Posted: Sat Aug 16, 2008 9:14 am Subject:

You may not even ever hear back from them! If they can't validate it, they will proabably just sell it to someone else, eventually.

Posted: Tue Sep 09, 2008 12:20 pm Subject:

well after a few weeks I Received my DV letter back from Atlantic Finance and Credit. What do I do next? Do I keep disputting the debt or should I try to settle the debt?