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equifax capital one ordeal

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PostPosted: Wed Nov 21, 2007 4:37 pm Subject: equifax capital one ordeal

how is it possible to dispute with equifax on a entry on a credit report and they find it to be a fraud item and delete it.and i have the summary page they send out informing of results that says it was a fraud item and deleted but they let capital one put it back? and not notify me in writing
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PostPosted: Wed Nov 21, 2007 4:40 pm Subject:

Hi James. That doesn't seem right to me. I'm no expert at this, but hopefully someone will be along shortly to shed some light on it for you. Have you tried to call and check into it at all? I'm not sure if you can get in touch with equifax by phone, but if you have an address for them, maybe you could dispute this in writing and send a copy of your summary page.
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PostPosted: Wed Nov 21, 2007 11:04 pm Subject:

If it was a account opened fraudulently then it has to stay removed. Both the creditor and equifax may have opened themselves to some serious FCRA suits.
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PostPosted: Thu Nov 22, 2007 5:20 am Subject:

You have two fcra violations already.One for reinserting a deleted item and one for not completely masking id theft accounts.
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