some tips to use against frederick j hanna...
never admit anything to them...
insist on affirmation of "alleged" debt...the original contract with your signature and the credit card co's signature (they never have it)
they fasley claim the credit card company contacted them as their client, a flat out lie...
and finally insist on seeing anything with your signature on it...they have nothing....
I went to the courthouse to challenge them in front of a judge, and it took only 60 seconds to get their dweeb of a laywer wanna be to didmiss the case before we ever got to see the judge.
these sack of shhtz prey upon people who are too afraid to challenge, and hope everybody will settle even for a small percentage of the alleged debt total.
Stand up to these jerks and make them prove everything they are accusing you of!!
Good luck!