Ever heard of "FREDERICK J hANNA AND ASSOCIATES ?

Hello,

Please if someone can help, yesterday I pulled up my online banking to find out that on two of my accounts someone was trying to get $1723.00 which omg...now I'm in the negitive and called and the lady that answered was so rude...I called the bank the have a hold on accounts for 30 to 45 days untill they get there money...I'm a single mom with my own business and work out of my home..because of this I have no money and can not use my accounts because they will just get my money...I've got checks right now that I can not cash because there made out to the bussines name not my personal any suggestions please help...and oh just checked my credit report and I've got no outsanding dept for $1700.00 the highest one is $800.00

1. Close your account 2. Find out where (what court) the judgment was entered against you. 3. If you wer enot served, move to set the judgment aside.

More people will come to assist you on this board.

I was just served on Friday after having received letters from Hannah several months ago. The summons is signed Dennis E Henry Georgia Barr 347675 located at 1427 Roswell Road, marietta ga. I have no idea how to format my answer to the complaint, but I do know that I want to respond and defend myself against these scumbags. It says the plaintiff is Arrow Fin. Services Assignee of Washington Mutual.

Item 1: was my address
item 2: stated Defendant is indebted to Plaintiff in the amount of $$$ principal and $$$interest.
Item 3 stated the principal and interest are past due and the defendant refuses to pay.

I want them to show me original paperwork that I owe them this money with my original signature, an itemization of said debt and proof that they legally own said debt if proper validation is provided.

How should my answer look? Do I need to ask for these things in my answer or is there a separate form I need to fill out in Paulding county? Or should I just deny the validity of the debt and ask for the proof in court without stating that I intend to do so in my answer?

M

These idiots collected money from me. I thought they were legit but after reading this blog, I was wrong. Where are our rights? How can they represent Chase and have us legally? When I payed them 2/09, they said they "don't mail a receipt". I have been trying to get proof of me paying off my debt ever since as I need to send it to the 3 credit bureaus. I am filing disputes with the bureaus. It will take 3-4 months. ~signed Frusturated..

These idiots collected money from me. I thought they were legit but after reading this blog, I was wrong. Where are our rights? How can they represent Chase and have us legally? When I payed them 2/09, they said they "don't mail a receipt". I have been trying to get proof of me paying off my debt ever since as I need to send it to the 3 credit bureaus. I am filing disputes with the bureaus. It will take 3-4 months. ~signed Frusturated..

Dear "Just Served" - I recently fought and won against Hanna in Fulton County, in fact I live very close to Paulding County. I can help you with your case too but not sure how to reach you.

Please advise.

I am so glad to read this, for you and for me. I have a court date of Feb. 15th in Marietta with Hanna. I even tried to call and offer a settlement. They wouldn't accept it. I told them I would see them in court. At this point court is my best option. They are suing me for 6,500 but when I talk to them they are adding on fees that bring it up to over 10,000!

I'm wondering if calling them to work out a settlement will go against me somehow? I would love to hear any suggestions or advice.

Call and talk to a clerk at the court house, the number should be on your summons. Ask how you need to do it. I'm in Cobb county and all I had to do was answer online (Affirm or Deny), they took care of the rest. They told me if I affirm, that is an automatic judgment against me - so you need to DENY so you can go before the judge.

can you please post what your findings are? I am in the same boat, wondering to go in the same direction.

Personally, I would't settle anything. Go to court, make them show their evidence in the hallway, and watch how fast they pull out a dismissal!

Thank you Mr. X. This is what I plan to do. I will let you know what happens - wish me luck.

Good luck Feb 15th! Let em know how it went ... you'll be waving a voluntary dismissal in the air!

I realize that the formatting is wrong, the cut and paste messed it up, but what do you all think of how I answered the complaint. Should I add the counterclaims and Affirmative Defense? Especially worried about Affirmative Defense since I denied the debt in the answer. Can you give an affirmative defense if you deny all complaints?
I. ANSWER

Defendant answers the complaint as follows:

Admit the statement in paragraph (1).
Deny the statements in paragraph (2).
Lacks knowledge and information sufficient to form a belief about the truth and therefore denys the statements in paragraph (3).
II. AFFIRMATIVE DEFENSE

1. This complaint is barred by the fact that plaintiff lacks standing to

bring an action. Plaintiff is not a party to the alleged debt and is not
connected to the debt. Defendant owes no duty to respond to
plaintiff's allegations regarding the alleged debt.
III. COUNTERCLAIMS

(1)
The Plaintiff engaged in conduct that natu ral consequence of which is to harass, oppress, or abuse defendant in connection with the collection of alleged debt. Specifically, Plaintiff
caused defendant’s telephone to ring and engaged defendant in telephone conversation repeatedly and continuously with intent to annoy, abuse, and harass defendant and individuals residing at or visiting defendants home in violation of Fair Debt Collection Practices Act 15 USC 1692d.
(2)
The Plaintiff left messages on Defendants answering machine without meaningful disclosure of callers identity in violation of Fair Debt Collection Practices Act 15 USC 1692c.

WHEREFORE, defendant requests that plaintiffs lawsuit be dismissed with prejudice and that the plaintiff take nothing by the complaint, which will be dismissed, with prejudice.
The defendant requests to recover from plaintiff costs in the amount of $1000 for violation of Fair Debt Collection Practices Act 15 USC 1692d and c.

I got my letter served to me several months ago by Dekalb County here in Decatur, GA by a police officer. Hadnt heard anything yet regarding any court dates though. I told them to send me a settlement letter 2 months ago and still havent received it. I must say, the woman I spoke with was very rude. My wife has been on my case about this and she is just telling me to pay it off and be done with it but after reading this forum, I dont want to do that just yet. If I have a chance in this, I want to go down with a fight. I have a problem paying someone money, especially 1400 dollars if I havent seen any documents supporting their claim. I may owe capitol one, I may not, but they have to prove it.. What do you people think? What should be my next step? SHould I call them and tell them to take me to court?

Scared Georgian - If I were you, I'd call the court clerk where the case was filed immediately and find out the case status. Generally, you have less than thirty (30) days to file an answer to a complaint before a default judgment is entered - which may explain why you never recieved a court date.

If a default judgement has been entered, does that forfeit my right to dispute it?