Ever heard of "FREDERICK J hANNA AND ASSOCIATES ?

THEY ARE OUT OF MARIETTA, GA. I received a "Collection letter" from a Dennis E. Henry, supposedly one of their attorneys.

I replied with a Demand letter requesting complete and accurate VALIDATION in accordance with the fdcpa. I also ask for proof that they are licensed to practice law in my state. I asked for further proof that they have in fact been retained by the Client ( Chase Bank) or if they have purchased this debt from another Collection Agency. The attorney never replied, instead he had his "legal assistant" to reply, basically stating that, "yep our Client says you owe this much money"...no Validation, no copy of the signed original agreement....nothing !
And to cap it off, the Legal Assistant...never even signed the letter she sent back to me !

I did contact the Supreme Court on line data base in my state....neither the Firm or Dennis Henry( attorney) is licensed in my state...either by annual license, or under the provisions called "PRO HAC VICE" ( limited license )

I"m pretty sure that they have bought this from another collector..in which case Chase Bank IS NOT THEIR CLIENT, and would constitute sending me "false and mis-leading presentments via US Mail. my suspicions are supported by the fact that I had received a letter from another agency regarding Chase Bank several weeks ago....and whom I 'slam-dunked" with A cease and desist letter because they could not VALIDATE THE DEBT !
I am going to send "Hanna" a DEMAND TO CEASE AND DESIST all communication and collection efforts until such time as they can provide sufficient proof that they are Licensed in my state as well as a signed affidavite or "letter from Chase Bank" authorizing them to collect for them..

Your take on all of this, please !

Not required under the FDCPA. You would have to request these in the Discovery phase of litigation.

Pull your credit reports and see how it is listed
www.annualcreditreport.com

A cease comm is an all or nothing. You can't tell them "Don't contact me" and "send validation".

I am dealing with them now...I received a summons from them last week. I have read all the things that have been said on here about them and what bud hibbs has to say. I have contacted another attorney that has an office in marietta for information on hanna. I have to put in a call to his office tomorrow. Have to wait and see what happens.

yup this guy is quite slick the way he works. from what I have read lately,this work envirenment is full of toxic black mold and people are urged not to accept or open any mail from them. I don't know for sure,but the word is many employees came forward and reported very unfair practices going on there. like I said,I just read this,so don't know.guess the place had to be evacuated a couple weeks ago. the cdc, and osha are involved,so we will see.

We have been getting naty phone calls from Hanna Reps for the past month. The company we are working with to settle our debts have sent them a cease and desist notice. They are alway trying to record us saying "I will not pay this debt." We keep referring them to the company we are working with. Their story to us keeps changing. They say they want to settle, but they want payments of 5,000.00/month. Who has that kind of $$$. If we did, we wouldn't need debt settlemnt. Don't know if he has license t practice in Utah. I will check into that.

I have dealt with them, they are bottom feeders and the worst of all of them if you ask me. They will use scare tactics to get you to pay----and I don't think they are licensed in very many states. They gunned me until i finally said yes i would make payment to them. I made six payment could not get a balance from them and finally called them, froze them out of my bank account, and told them no more and proceded to ignore them.
Consequently they sold it off to someone who is working with my debt program! Dot all your i's and cross all your t's when dealing with them! Also don't put to much into letting them tell you that you are talking to an attorney, 90% of the time it is someone trying to get the commission on the other end of the phone. Most attorney's are not going to make collection calls they have the demons do it!

I have had an episode with these blood suckers as well. I left on maternity leave and was not paid for 3 months and therefore used plastic money (Chase) to pay off some bills. I did not buy a big screen or stereo or anything else that I could sell to get this money back, I paid off bills while I was out of work with my daughter. They contacted me and threatened legal action if I did not settle this right away they would take me to court or garnish my wages. The man I spoke with gave me false promises "what if I could do $200/mo" I said sure, he put the manager on and she says $360, I said what happened to $200? She said oh well he can't quote that, we can't do it, I said neither can I! After they did get my account information and whacked me 3 months in a row, screwing up my account and me ending up with overdraft fees I cancelled the account. They STILL got money out of my NEW account through my old card because it was set up with both accounts for a short time until I got my new card. They told me on the phone we "can't post date debit card payments" yet thats exactly what they did. I told him he made his money and leave me alone or do what you have to do. I'm glad I'm not alone with this battle.

I am in the midst of dealing with them as well. The alleged original creditor was CHASE BANK U.S.A. NA. I sent them (CHASE) a request for verification and validation including specifics of what I was asking for. One of their financial advisors sent me almost everything I asked for except a copy of the original contract (application) with my signature on it. The corrospondence included a letter stating in the later paragraphs that they could not locate it.

They continued to send statements with continuing inflation of interest.
6 months later I get a self executing contract from Frederick J Hanna, stating that if I do not dispute within 30 days of receiving thier notice they will seek a judgement. So I sent them an acceptance of thier offer to contract opon terms that I have illustrated in the form of a sworn notarized affidavit stating the facts of the situation with attached copies of my corrospondence with CHASE.

I am still awaiting a response from them.

They have judgments against them.

Try to find them their collectors names on their facebooks or myspace, linkedin. It's a world of possibilities.

Also, do a google map search to find where and what their office exactly looks like.

I have found them in Kennesaw, GA, Marietta, GA, and Roswell, GA, Madison, GA.

Look at the public records of Cobb County in Georgia. In the past, I have been able to place the name with the face because of all the social networks.

Good News.

Here is the updated information on those asses.

They are now going by Georgia Receivables.
they are located 2160 Kingston, Court, S.E. Ste. 0
Marietta, GA 30067

Old: 1427 Roswell Road
Marietta GA 30062

The Governors Office of Georgia has something against them. Again, research this assholes and locate them on Google map. Its real time information.

I was served papers for a judgment against me from these scum bags today. They are supossedly representing Discover Card. I am thinking about hiring a lawyer to assist in dealing with them.

First things first. Papers for a judgement? Or a summons and complaint. Two different things, neither one of which is good.

Contact the court clerk's office tomorrow, first thing in the AM. Ask them what's going on.

I just went to court against Frederick J. Hanna. they tried to bluff me by acting as if Capital One was their client. I had checked my credit report the day before my court date and saw where they had accessed my information. After repeated attempts to get them to validate their claim against me, which they never did, I decided to go ahead and challenge them in court. I hate going to court but made up my mind I wasn't going to let them bully me.
the jerk was 25 minutes late and the judge was about to dismiss all his cases.
dennis Henry was supposed to show up, but some JUNIOR assistant came in his place. This poor dweeb looked like he never saw a day of sunshine his whole miserable life.
the judge said we all had a chance to "work things out" before we went before him. I took this opportunity to wipe this twirps butt all over the floor. He tried to trick me into acknowledging I had a Capital One account which I told him I would neither admit or deny anything until he showed me proof Capital One was actually indeed his client, which of course he did not have. I also asked him to show me something with my signature on it...which he could not produce. I was about to kick his butt out the door and wipe him all over the parking lot when he said rather nervously..."I guess you wish to dismiss this case!" I agreed and he signed the dismissal form and I gave it to the baliff and that was the end of that. Could not believe I won so easily, especially after weeks of researching everything I could on the web.
Winning is everything! I love the taste of victory!!
Now I am in the mood to pursue criminal charges against Hanna for fraud, extortion, and anything I can get them on with the post office and IRS. No holds barred on these scumbags.
They had about 8 cases that morning with bogus claims that they were representing "clients", when in fact they were stealing credit info and using it against weak, unsuspecting people who are struggling to survive.
Can't wait till they get theirs!!!!!!
Stand up for yourselves and make these lowlifes prove everything they say.
Attack the Attacker!!

debt slave...what county or city did you have your case heard in? I'm dealing with them to and my summons was signed by Dennis Henry but every piece of paper I get from them since has a different attorneys name on it. Never the same on twice. I sent my discovery requests off when I answered my summons and I just got a letter in the mail from them(signed by yet again a different attorney) that they have contacted their records retention office and as soon as they get the information I requested they will send it to me.

Hey dumbdebt!
My case was in Rockdale county, in conyers.
First thing is to never admit to any debt...make them prove everything.
they had no proof of anything in my case.
The "clown" that showed up at the courthouse did not have anything from the credit card company, nor did he have anything with my signature.
No evidence, no case.
These bottom feeders just hack into thousands of peoples credit reports and than start to harass people until they get them to admit they have the account in question.Once you admit its your account they have you by the "jewels" legally.
It was nerve racking for me dealing with these idiots, but once I was face to face with them they lost all their teeth and I gained more confidence.
They had several cases that morning, and if even half of them just settled for a smaller amount, they win all that money free and clear because people did not challenge them.
Just remember, even if you think they have a case against you because you "may" have an account with a certain credit card company, never admit it, just tell them they need to prove it to you.
You more than likely will have to go to court, but until they show you proof with something with your signature on it, they have nothing and you do not need to worry.
They filed their case with the credit card co's name as the plaintiff, even though they had no evidence showing any business relationship with them.
It was all smoke and mirrors, and I prevailed!!!
Now I am seeking some way to file a complaint against them and try to keep them from robbing other people.
We need to spread the word about this outfit and stop them in their tracks.
If you have any questions I will be happy to address them the best I can!
Good luck and stand tall!

i was seved 3 weeks ago by the sheriffs office,with hannah name on it,i answered the summons,at the court house,and mailed it too them,do i owe the money,who knows,,it was a credit card company,ill have several more,served on me,but my family must eat,first,ill fight the rats,as long as i can,i wonder who sold hannah the paper,