Hello,
I received a Summons and Complaint from Lacy Katzen LLP, on behalf of FIA Card Services.
I have never had any previous correspondence from this firm or FIA Card Services.
I responded to the Summons and Complaint, and denied all allegations.
I wrote to the firm demanding a verification of this alleged debt, and never received any documents.
I received notification from the Courts that my case was to go to Arbitration, and had been moved closer to my town. (The former location was 40 miles away)
Today I received a copy of a Motion for Summary Judgement, to be heard at the original location, in 2 weeks time!
How do I put together an Opposition to this Motion?
ANY help will be greatly appreciated!
Debt Samaritan
Posts: 16519
Credits: 287595.76205645 Send message to SOAPLADY
FIA was MBNA...it is now the collection division of BofA. Does that make more sense to you??
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html
I did have a BofA card back in 2007. Bof A says it was charged off
Debt Samaritan
Posts: 16519
Credits: 287595.76205645 Send message to SOAPLADY
You still owe the debt...charge off is simply an accounting term, moving the debt from the good books to the bad books. What state do you live in and when was the date of your last payment???
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html
Appreciate your help. Thank you. I live in NY, and last payment was through a Debt Consolidation Co in 2007
Debt Samaritan
Posts: 16519
Credits: 287595.76205645 Send message to SOAPLADY
Unfortunately NY state has a 6 year SOL so it is still within that,
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html
Debt Samaritan
Posts: 5223
Credits: 71492.216580171 Send message to OhioGal1
I say you call FIA and try to reach a payoff agreement with them. They're usually pretty easy to work with.
I am not an attorney. I am not offering legal advice. The information and ideas I share are my opinion only and do not necessarily reflect the opinion(s) of the owners of this website.
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