Sorry, here is the form
(Check all that apply)
1. General Denial: I deny the allegations in the Complaint.
SERVICE
2. I did not receive a copy of the Summons and Complaint.
3. I received the Summons and Complaint, but service was not correct as required by law.
DEFENSES
4. I do not owe this debt.
I did not incur this debt. I am a victim of identity theft or mistaken identity.
I have paid all or part of the alleged debt.
5. I did not incur this debt
6. I have paid all or part of this debt
7. I dispute the amount of the debt.
I do not have a business relationship with Plaintiff (Plaintiff lacks standing.)
The NYC Department of Consumer Affairs shows no record of plaintiff having a license to collect debt.
8. I do not have a business relationship with the plaintiff
9. The N.Y.C Dept of consumer affaris shows no record of plaintiff having a licensse
10. Plaintiff does not allege a debt collection license number in the Complaint.
11. Statute of limitations (the time has passed to sue on this debt: more than six years).
12. This debt has been discharged in bankruptcy.
13. The collateral (property) was not sold at a commercially reasonable price.
Unjust enrichment (the amount demanded is excessive compared with the original debt).
Violation of the duty of good faith and fair dealing.
14.Unjust enrichment
15. Violation of the duty of good faith
16. Unconscionability (the contract is unfair.)
17. Laches (plaintiff has excessively delayed in bringing this lawsuit to my disadvantage).
18. Defendant is in the military.
19. Other:
OTHER
20. Please take notice that my only source of income is which is exempt from
collection.
COUNTERCLAIM(S)
21. Counterclaim(s): Reason:
This case is scheduled to appear on the calendar as follows:
Date: Part: Room: Time: Both sides notified