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Harassing Telephone Calls at work

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PostPosted: Sat May 24, 2008 9:05 am Subject:

A thought from a sneaky, devious, old Wulf...

When you get a call like these, try telling them that you can only send things by mail, as you have no bank accounts, credit cards, paypal, email, Internet access, or anything else they try to ask for. Do not admit to owing anybody a dime, just tell them that you've been reduced to operating by snail mail only.

"Gosh, if you'd just give me a mailing address, I'd be happy to send you what you have coming."

If they're dumb enough to give you an address, hit'em with this DV letter, CM/RRR. This technique is known as 'social engineering'. And it works pretty well, but you need a certain amount of chutzpah to pull it off properly.

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The four 'no's of dealing with collectors:
No validation? No payment. No way! No kidding!!

Tellin' you all the zomby troof
Here I'm is, the zomby woof
[Frank Zappa, 1988 - R.I.P.]
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PostPosted: Sat May 24, 2008 9:14 am Subject:

Another tip to remember: Google is your friend. Get their company name and look up contact info from there.
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Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com/forums/about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
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PostPosted: Sun May 25, 2008 4:26 am Subject: debt

I've heard the term 'Downloaded' several times in this thread. What's that mean ( in terms of 'debt', CA's..etc?) I've had people call and ask for me. When I ask what the call is "related to", I'm given the same answer..."a personal matter." A few times, I've just said that ( name) sdchargers_63 is Deployed overseas and is NOT available. They are stupid enough to ask when she will be " availablr." I give them an answer.."in about 18 months. Can call back then." LOL
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PostPosted: Sun May 25, 2008 6:57 am Subject:

You could always tell'em you died. I've seen that one used on occasion. Just make sure that anybody else that answers that phone plays along with it.

A guy I ride with told a PDL collector that he was in prison in Columbia, and due to be released in ten years. He said they quit calling.

_________________
Wulfisms: my blog

The four 'no's of dealing with collectors:
No validation? No payment. No way! No kidding!!

Tellin' you all the zomby troof
Here I'm is, the zomby woof
[Frank Zappa, 1988 - R.I.P.]
unclewulf
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PostPosted: Sun May 25, 2008 12:19 pm Subject:

They use the term "Downloaded" to make you think they are going to electonicly send a file to a law enforcement agency to have you arrested. It is a scare tactict and means NOTHING.
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PostPosted: Tue May 27, 2008 11:36 am Subject:

I got 5 calls in about an hour from 615-369-0412. A guy with an Indian accent said his name was Gary Ramon. He told me that at 11:45 he was pressing criminal charges and that I would be picked up at my job and arrested. He told me on the first call he was from Finance Grand Division. The third call he said he was with the Financial Crimes Division. The fifth call he was from the Criminal Justice Department. My boss called the police. They came and took a report. The police called these people and absolutely nothing made sense. Police advised me to ignore the matter and if the calls continue file charges for harrasment.
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PostPosted: Tue May 27, 2008 12:16 pm Subject:

Removed by Shazzers
Reason: Providing inaccurate information in a threatening way!

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PostPosted: Tue May 27, 2008 2:01 pm Subject:

Your call sounds like BIG Ltd / GFsil / Route 66 funding. They are an illegal payday lender operating from off shore! Ignore them!
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Read here how to escape the Payday Loan trap.
http://hubpages.com/hub/Escaping-the-Payday-Loan-Trap
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PostPosted: Wed May 28, 2008 12:50 am Subject:

I wonder if Collection Dog and NNC are one and the same?
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