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Old 06-02-2008, 01:28 PM
boriqua0036 boriqua0036 is offline
 
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Default first national collection bureau

A 7yr old or more debt that i admit to making has come back to me. the first national collection bureau says that even if it is not on my credit report they will put it back up there because debt just doesn't go away. they say i have to pay it even if it is not on my report can they put it back up there.
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  #2  
Old 06-02-2008, 01:36 PM
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cajunbulldog cajunbulldog is offline
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A debt can only report seven years from date of first delinquency.This is federal law and they broke federal law just mentioning the attempt to replace it on report.Send them a dv letter certified mail return receipt.
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Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com.../about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
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Old 06-30-2008, 03:07 PM
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Default credit Reporting

No one at FNCB told you that it would be placed back on the bureau by FNCB-- that's just not the case.
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Old 06-30-2008, 03:14 PM
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Quote:
No one at FNCB told you that it would be placed back on the bureau by FNCB-- that's just not the case.
And you know this how? :wink:
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Old 06-30-2008, 03:15 PM
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paulmergel paulmergel is offline
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oh really mr bill,and who are you to say that?
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Old 06-30-2008, 03:28 PM
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markofkane markofkane is offline
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Don't you know? Bill Collectors are psychic. :roll:
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