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Posted: Tue Apr 15, 2008 7:28 am Subject: Payday Loan Yes aka First National

I have gotten numerous calls from Payday Loan Yes and when I state to them that they need to contact my lawyer-I got one for a few of the accounts for settlement as I want the harassment to stop, it stops for awhile and then I start getting calls from either a Joe, John, Alisha and now Mr. Narse. Mr. Narse states he is from 1st National and I ask him who are you representing he says a lot of companies and I say well what company are you calling concerning me(I really want to say a lot more than that) anyway this jerk says to me Payday Loan Yes and I said they have been told in writing, emails, and now from an attorney not to contact me at work. He says he will continue to call my work, cell and my boss to get this debt paid and resolved. He will also contact the person who issues my wages and let them know. This idiot left a message stating that he will tell my boss about this debt-but when he leaves this message he talks so fast and mumbles as if he is threatening me(but doesn't want anyone else to know that) but you really have to listen to him to understand what he is actually saying and the last part of the message he says to contact him at 800-654-7444 extension-any extension you need to call any extension before this goes any further. What is that about any extension.What should I do, contact my lawyer and tell him, because aren't they violating the FDCPA. I am all about paying my debts off, but I came to this site in need of payday loan help-I live in New Jersey and found that I had paid some of these companies way over the interest rate-and was way over my head in fees with these sharks. I will morally pay them off what I owe, but I am rethinking this about Payday Loan Yes. I almost feel if they get another dime from me I will be sick. I owe the IRS and they don't call me wanting even close to what these vultures want. The IRS our government even makes payment arrangements. Sorry for such a winded post but I want to get rid of these characters. I do not want them calling my boss even though he knows about this as well as my HR department. Any suggestions on what I should do? Thanks

Posted: Tue Apr 15, 2008 7:41 am Subject: reply

well for starters,sounds like a made up bank like us national,or first federal.payday loan yes is a bottom feeder pdl.no legit company would do what this joker did.if you filed complaints against payday loan yes,refile don't let this harrasment go unanswered.if you paid them the principal you are done and they know it.they are just desperate,as i stated before if you filed complaints file follow ups.if not file asap.

Posted: Tue Apr 15, 2008 7:48 am Subject:

I think you need to flex some muscle and file a lawsuit against this agency. They are showing blatant disregard to the law. If you believe that they have contacted your boss and HR, ask them about it. If they have, use them in your suit as their testament will give your case that much more substance.

Posted: Tue Apr 15, 2008 8:00 am Subject:

They have contacted my boss and left a message for me that I have a serious matter that needs resolved and to call back at that number. I will definetly resend my complaint to the BBB and the AG office. Thanks for the advice.

Posted: Tue Apr 15, 2008 8:02 am Subject:

Did they actually tell anyone at your place of employment that you owed a debt?

Posted: Tue Apr 15, 2008 8:07 am Subject:

Not yet, but that is what he stated on the message today that he will contact my boss and let him know that I took out a payday loan and that he will talk to whomever issues my wages and let them know as well.This company calls my headquarters in Vegas where my boss is located and they ask for my boss not me and then he leaves that message on my bosses voicemail. I reside in NJ and my boss resides in Las Vegas. They clearly know that.