settlement offer from First National Collection Bureau

I just returned from a trip to find an offer of settlement from First National Collection Bureau Inc I called a couple hrs ago because I am very interested in the settlement. I live in Costa Rica, so I can't actually get the payment to them within the five day limit she gave me. When I said I didn't think I could do it in that time frame she said Well, it's your credit and HUNG UP ON ME. Real polite person, don't you think? She probably had way to much coffee this morning or hates her job or her life but I sure got the brunt of her misery. In the meantime, after years of not hearing anything i have an offer to settle and would have liked to do it.

Any one have advice? Gayle

Gayle- Here is a link that someone posted about them at http://www.debtconsolidationcare.com...ionbureau.html Beware of anyone that treats you like that. Always get the settlement offer in writing before you send them anything-otherwise, they will deny they made the offer.

You say you have been trying for years, how many years, and when did this become deliquent?

What type of debt is this, pay day loan, credit cared? If you can give us more info, we can help you decide what to do- Good Luck..KAren

You don't want to pay on something that is close to or past statute of limitations for your state. Please list what kind of debt that you owe and the date of your last payment to them.

I would think that if this was a valid debt that you are willing to pay off they would be more than happy to accomodate you. Have you sent a debt validation letter? I would defintely do that if you don't have valid proof of the debt before paying them.

ladybug

We are getting bills for someone that has not lived at the address for years.

For a FingerHut bill.

throw it in the garbage if you dont know the person or do a return to sender on the envelope. If it not in your name I would not concern myself with it

Hello, i have received many phone calls and (1) letter for a debt from 1999. What should I do? Any advice would be very much appreciated.

The type of debt was for an automobile that was repo in 1999.
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I am about to purchase a new home. First National just showed up on my credit report apparently transferred from another agency that was also a fraud. the Underwriter is saying that it has to be paid. I do not owe this company anything! the Credit bureaus cannot verify the debt but says I must contact them first. when I contact them I have to give my name, phone and address...then they will really hound me...house or no house...what do I do???

I got a letter offering me a settlement, I took it, made the payments and now I'm done. I have called twice asking for a letter stating the debit has been satisfied and that the account is going to be closed. I have been waiting 2 months for this letter with no luck. Any ideas how I can get this letter?

Did you have a written contract from this CA for your payments, or was everything all verbal?

Hello I am having the same problem i called and recorded my phone calls from these people that my account has been settled if i don't have nothing else i have a recorded conversate. I would like to know have you received your letter yet. [Email address removed per terms of service]

Why don't you give us some more details of your debt (poster #11) and we can give you some help.