Genesee Valley Associates called from 800 392 3100 & threatened to sue

I live in Northern California, I own some money to a credit card that I trying to negotiate, but sudenly my debit card was blocked during this long weekend, I wonder if in califonia debt collectors Agencies can sue debtors and seize bank accounts without going to court?

Are you sure that a judgement hasn't been issued against you? Some of the lowlife collection agencies get judgements quite often becuse people haven't been properly served and don't know they are being sued. Check with the county clerk to see if a judgement has be issued against you.

Well, in Pennsylvania today we got two calls from GV & Associates, and from what I see here, I can pretty much say I know who they are now. It's nice to see a company so diligent they'll try to collect a debt that was paid, oh let's see - six years ago. I'm sure you'll no doubt note the sarcasm in that entire last sentence.

For those looking, numbers are
1-866-508-0646 and 585-568-5912
Kim Andrews and Thomas Christianson were the callers.

I don't think I'm going to pay them a bill that is already been paid. Instead, I think I'll let them listen to our smark aleck answering machine message, until I get bored with them. Then, send them a photocopy of the receipt,...inside one of those cards that laughs at you when you open it. In my opinion, company's such as this one should be laughed at whole heartedly, and of course, frequently.

By the way Unclewulf, nice tunes dude!

I too have heard from this company and after politely requesting information in writing, via US Mail, and they balked and started to get nasty. I also informed that my employer does not approve of my receiving personal calls while at work.

I make it a point to be courteous to people on the phone, debt collector or otherwise. This woman was just plain nasty and argumentative. She threatened everything under the sun, from wage garnishment to "GVA suing" me. I was polite the whole time and kept requesting more information from them. She then hung up and called back to my employer. I'm not sure what my employer said to them but I haven't heard anything about them calling back.

Oh, and this company is NOT on my credit report in any way shape or form. This refusal for information is a bit unsettling.

Wilson Data Services
477 W 38th St
Houston, TX 77018
800-392-3100

From my experience with CA's there just doing there job. You dont pay your bills your going to deal with companies like them. They're just trying to help you pay off your debt. Just when a company like their's contacts you make sure there legit. Yeah they might be threating you, but come on, there trying to help you pay off your debt.
One piece of advice, before you make any settlement do your research and find out the exact amount you owe. Then talk business. These companies will settle for 60% of what you owe or maybe even less. Good luck

nice,real nice.if by researching you find out that you don't owe or this company has no right to collect then what?keep getting threatened?don't think so.personally i will never pay anybody by phone.any collector that demands that is a bottomfeeder.good luck to you too.

I've worked for them before and they are very serious when it comes to legal proceedings for a debt that large. Sorry but they will pursue this for you. The debt is also new enough, legal statute in each state is different but this is less thank a year, that they are more likely to file legal proceedings.

Nice try, shill. Or didn't you notice that the last post in this thread was more than six months old?

The person that called me is Charles Carmichael and wants me to verify a SS# first before giving me any info. AS if I am that dumb. Don't give out any info. They called me at home and on my cell. Refer them to an attorney and they'll usually shut up and hide.

Nobody can sue you over the phone, or even via regular mail. You have to be properly served, and even then, the list goes on and on. Do you actually owe the debt? You have to right to question that. Are they even properly assigned? Were you given notice that your account was assigned? Do you have a contract with this agency? (probably not. you only have a contract with the original party)

sounds like a scare tactic. Most collection agencies are scammers, and you can probably find a law or two they violated and then take them to court yourself.

But if its a collection law firm, thats a different story, but find out..

even if it is a collection attorney they have to follow the FDCPA.have seen posts on these forums of people getting suits dismissed with prejudice because the lawyer wasn't prepared at all.

loser named Joe Stein keeps calling my house saying I co-signed a loan and needed to pa my bills. First off this guy is harassing my children! Second after getting rude and me getting rude back he hangs up but then calls back 3 minutes later asking me what my problem is why dont I pay my bills. I told him I do pay my bills (with several expletives in there). He then changes his story and tells me I co-signed a loan with my ex-husband. WRONG! I had a loan on my home, under my name only and I paid it off in full with the mtge company 5 yrs ago! Never late once! So as for "anonymous" your so full of sh*t and u know you work for GVA. You must be so proud to rip people off an harass people. Get a real job. The only positive comments on here are those losers from GVA. After standing up to this guy on the phone telling him I knew they were frauds (along w/ several more expletives!) I have not gotten one call since!

Boy, I wish I'd look it up here before I made the arrangements to pay monthly for this old bill! It is my late husband's debt and it will be eight years in July since his death. However, I was sitting in my car (not driving, just parked in front of my son's place) when the call came in and I had no reference, no way to even take notes. Now, here comes this charge in my account and I'd never heard of Genessee before. If the debt is that old, but I've made monthly arrangements, is there anything I can do? I've struggled for all this time to make good on most of his debts, but I'm strapped right now.

I am currently being called by GVA and they ARE nasty and mean. The credit card bill isn;t mine, I was just a user on the account (my father) and when I pissed him off she cancelled the account and i'm being made responsible. I make meager wages and offered $5 a month.... I missed one payment because I had surgery and not near my house for a few weeks and they are threatening COURT....

Unsure-if you are only an authorized user and not a co-signer then you are in no way, shape or form financially responsible for it! They can threaten all they want but they cant touch you. Send them a DV letter and also state in it that you were only an AUTHORIZED USER on the account and not responsible for it. State that they are to no longer call you at ANY number! Then just ignore them.