Genesee Valley Associates called from 800 392 3100 & threatened to sue

i read this forum from the beginning and i wish that collector would sign up so that they could give advice to people. i feel that the advice they give could be very valuable and also all the backbiting would cease. collector, you don't have to reveal who you are or where you work, just help give advice on how we can handle debt collectors who are doing illegal things. just give it a thought and help us.

Ron, I applaud you. I'm glad that you finally got through to someone. I know how tough it can be with everything that's going on. I agree that asking family, friends, or strangers for money is just creating another debt. And who wants that? I've been asked by many CA's before how much can you pay, and when I give them an honest answer of $1.00 they scoff in my face. I am lucky now to have my husband to help with all of this, but I remember before him when I was a single parent of two young boys how hard it was to do things on my own. I worked two jobs and still couldn't pay the bills. I'm looking for a third job right now because we just don't bring in enough to pay off all of this debt. And it really pushes me to the point of depression and suicidal thoughts when they call the house from 8 in the morning until 8:55 at night. It's draining. I have so many people trying to collect from me it's not funny. I'm glad you have been able to be this strong for this long. Just hang in there and keep positive. That's what I am trying to do everyday. It does help.

Granny....that is what I have been doing!! Any kind of question you have, please ask and I will give you the collection company's angle on things. I am sure that there are some that will give you other options!

Ron, check out how much filing bankruptcy would be with a legal aide attorney. It m ay be your best route. Also, you have already been to court and walked out ok, so no worries.

Happy Thanksgiving Everyone!!

okay so everyone pay collectorman and he make big comission and maybe will stop flaming on soght being nice when feels like it and awful when says it isn't him/ her actually that is most likely is--wish sight could actually trace I>P> and find out for real but we all know that's never gonna happen!

don't ever believe a collector man or perhaps collector woman who is member of this sight and posing as a collector man in disguise--please verify IP addresses and block this nonsense from members who chose to post as guests!!!!! please!!!

Aren't you posting as a guest? It is people like you that make me not want to become a member of this site!

I hope everyone had a good Thanksgiving and was surrounded by family and friends. I also hope that for just one day we were able to forget about the debts we owe and relax. I know that at least one bill collecting company was working on Thanksgiving as they called bright and early. I guess they gotta meet that quota. Bill Collecting is like telemarketing. You call a whole bunch of people that don't want to talk to you... haha

ooh a double edge sword you are carrying there collectorman--you are posting as a guest but you say I am wrong because I posted as a guest you aren't kidding anyone--you are either already a member posting anon or will stay anon so no one knows who you are

Guest you had best chill with the personal digs on our posters or I will delete your posts and take steps to prevent you from ever posting here.We do not look kindly on people breaking our rules.

what was above post about collectorman or what? very confusing

sorry the above posts are right I realize I need to sign in so my posts will have more credibility and maybe some people here will believe

I forgot Merry Christmas everyone I will now be joining sight and stop the guest posts from now on!!!

I am so happy collectorman that you realized your postare not taken seriously by anyone here and decided to become a member good 4 u!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

You are a sad sad person. You have to come on this website and fake postings? seriously?
Sorry to all the people I would have helped.
Later

Seriously, who really gives a rat's ass? For my part, I pretty much ignore posts [on whatever board] from annonymous users. If you don't care enough to establish basic credibility with the community at large, then you are assumed to be a troll until you prove differently.

you know, the more of your posts I read, the more I like your style!