i have recently been getting letters n calls from gerald e moore about a capital one credit ac that i defaulted back in 2009.my balance is 1200.after ignoring their letters for a while one day someone just showed up at my doorstep and handed me a pile of papers that stated i was gonna be taken to court,i panicked n called them and the lady i spoke to miss mills talkd me into a 6 month payment plan of 194.00.i gave them my ac info(stupid of me)that was last month,bt until now,nothng has bn taken from the ac,n i have not received any written letter of our agreement.they keep saying they r sending it but havent,its bn two months,what should i do.am thinking of calling the bank and freezing their payment..please help am soo new to creditors:(
Debt Samaritan
Posts: 16511
Credits: 287303.40510709 Send message to SOAPLADY
DId you answer the summons? Have you checked the online court dockets for your court date??? Have you called Moore's office back??
Sure you can stop the payment but expect to have a judgment rendered against you.
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html
when the papres were delivered to my house all i did was call moore immediately and that is when i discussed the payment options. i have called miss mills two more times asking why there is delayed payment coz i just wanted to settle the debt but all i get is she is not sure and until now i do not have any written agreement from them though she says they sent it.i did not have a court date yet and aftr i contacted them they said thay are waiting to stop the case from going to court since i made arrangements...this is soo stressful i do not know what to do
Debt Samaritan
Posts: 16511
Credits: 287303.40510709 Send message to SOAPLADY
You need to check the county court online dockets to see what is happening. And you need to show up in court!!
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html
okay i guess i have to go to court see what is happening.thank you very much.is there a link for the online court dockets?
Debt Samaritan
Posts: 16511
Credits: 287303.40510709 Send message to SOAPLADY
You will have to google your local county court...look for the records search. You didnt tell us where you live so there is no way of giving you a link.
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html
am trying right now searching through but its all soo confusing,am from georgia living in gwinnett county currently
Debt Samaritan
Posts: 16511
Credits: 287303.40510709 Send message to SOAPLADY
How confusing can it be?? The case search is right on the home page!!
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html
i just searched it and found my case. the case was dated for june 25th,but i was searved the papers in begining of july,so they were already late,have not heard of anyone and anytime i contact gerald e moore they say they stopped it,i might just have to go to the court myself.is that wise?
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