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 Posted: Sun Nov 18, 2007 5:04 pm Subject: Is it too late to send a debt validation letter? |
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I have been paying on a debt I co-signed for a friend who is now deceased. I know nothing of the history of this debt, if she ever paid anything, what was purchased, etc. I just got word of it after she died and the collection agency started trying to get me to pay. Since I knew I co-signed, I figured I had to pay it. It has been about 90 days. Is it too late to request validation?
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bobsterbob62
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cajunbulldog
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| Posted: Mon Nov 19, 2007 7:23 am Subject: |
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Cajun, Once a payment has been made, isn't it like agreeing that the debit is valid. Once this is done, what would be the purpose of a DV letter?
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kashzan
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cajunbulldog
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| Posted: Mon Nov 19, 2007 7:37 am Subject: |
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Thanks for the clarification Cajun.
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kashzan
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| Posted: Mon Nov 19, 2007 9:26 pm Subject: |
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Thank you for your responses. That is what I want to know - late fees, over limit fees, the actual purchases, etc. I'd like to know if she ever paid anything... I doubt it. I'd like to make an offer to settle this when I get my income tax return, possibly. I don't even know what the credit limit was on the card. Haven't seen even one statement from the original creditor. What a stupid MESS. Talk about learning life's lessons the hard way! Can't make enough stupid mistakes by myself.....
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bobsterbob62
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