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 Posted: Fri Aug 15, 2008 4:04 pm Subject: goggins and lavintmen |
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hi everyone.
im dealing with goggins and lavintment. i got a dunning letter from them about checks from earlier this year.. in the past i sent dv letters to goggins and lavintmen for bad checks and they never responded.. i sent like 4 of them and i check my credit report and those checks have been deleted off of it..
goggins and laventment evedently dont validate debt ether.. i havent heard from anyone abot those checks and it been a year. did they opt to delete those checks instead of validating.. im sending a dv letter to them of these new checks as well
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perry968
Joined: 18 Jun 2006
Posts: 238
Debtcc Points: 5243
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| Posted: Sun Aug 17, 2008 6:04 pm Subject: |
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I have never heard of a company not validating and getting away with it. Usaully they have 30 days and then it can be removed from your report if they don't validate.
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fireyone_02
Joined: 27 Feb 2007
Posts: 69
Debtcc Points: 1019
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| Posted: Sun Aug 17, 2008 9:34 pm Subject: |
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Usaully they have 30 days and then it can be removed from your report if they don't validate.
Wrong! They have no time limit to provide validation. If you dispute the debt w/in 30 days of receiveing the initial dunning letter, they must cease collection activities until validation is provided. If they have reported to the CRA's they must mark it as "in dispute" but they have no time limit to respond to a validation request. Fireyone 02, I suggest you read the fdcpa a few times. It's not that long and then you might learn something.
_________________
Texas Residents
All CA's are required to post a bond with the SOS
http://direct.sos.state.tx.us/debtcollectors/DCSearch.asp
When requesting Validation, reference the FDCPA as well as Chpter 392 of the TFC:
http://tlo2.tlc.state.tx.us/statutes/docs/FI/content/htm/fi.005.00.000 392.00.htm
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NASCAR_Devil
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