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 Posted: Wed May 28, 2008 11:03 am Subject: Debt Collectors |
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Has anybody out there had a good experience with a debt collector?
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imadebtcollector
Joined: 04 Apr 2008
Posts: 67
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| Posted: Wed May 28, 2008 11:07 am Subject: reply |
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allow me to raise my hand first.two agencies
collecting for credit cards.one was nelson watson,the other was bronson&maglaciano.they both helped me work out payments and reported to
the OC payments made.as far as pdl's are
concerned,not so much.
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paulmergel
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cajunbulldog
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| Posted: Wed May 28, 2008 11:17 am Subject: |
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I've had one as well with People First. Wonderful to work with and provided me with information on how to obtain validation!
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angell
Joined: 16 Oct 2007
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cajunbulldog
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cajunbulldog
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| Posted: Wed May 28, 2008 11:51 am Subject: |
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Thanks for the welcome
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imadebtcollector
Joined: 04 Apr 2008
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| Posted: Thu May 29, 2008 10:40 pm Subject: |
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I have unfortunately had a fair bit of dealings with debt collectors and in all honesty I have to say that every experience has been good. No one has ever threatened me with bodily harm or called me a deadbeat, telephoned me at inconvenient hours or pretended to be something they weren't. I even once gave a collector my bank account number for automatic monthly withdrawals, which I see now is considered a no-no, and they never withdrew more money than I authorized or ever did so before the dates I indicated, and the debt was eventually discharged this way.
Whether this is because being dirt poor with minimal assets and no real property I didn't provide enough leverage for 'em to get real nasty, or perhaps just because the balances were relatively small, or because of the type of debt (medical and credit card, no payday loans or mortgages or anything like that) I don't know.
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| Posted: Fri May 30, 2008 6:04 am Subject: |
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I've paid off 2 accounts with asset acceptance with no problems, setteled them and they reported paid in full and then I asked them to remove it from my CBR which they did. I paid off two more but it's been so long ago now I can't remember but I was successful and had no problems.
There are maybe 3 accounts left that I need to deal with but the collection agency, not the collectors, have been particularly nasty in their dealing with me. Before I had the ability to even pay back my debts I dealt with some really nasty collectors.
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FYI
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| Posted: Sun Jun 01, 2008 12:44 am Subject: |
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but you were a collector and know full well how to deal with them and bring ammunition in your corner...
most people contacted by nasty collectors are very intimidated and feel very violated since you were in the business you knew how to hold your ground and not let them treat you badly..thank you for giving your info to others here on site 
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| Posted: Sun Jun 01, 2008 4:49 pm Subject: Only ONe |
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I have had only one positive experience with a debt collector. A majority obviously forget to take their meds before they start the day!
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meircats
Joined: 07 Apr 2008
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| Posted: Mon Jun 02, 2008 7:12 pm Subject: |
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The bees and honey thing has been mentioned more than once... and I have to say that more often than not the first contact I have with a client is pretty awful.... not even given a chance to say hello and ID myself. And the conversation goes downhill from there. Please dont go into the call assuming youre going to get banged up by the collector. But from what I read on this forum, its a common assumption. Is there a way to change that thinking? And Im totally serious when I ask that question.
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imadebtcollector
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Shazzers
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| Posted: Mon Jun 02, 2008 7:25 pm Subject: |
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You joined six months ago - Id go digging through you posts but there are over 2000... what kind of resolution have you seen so far?
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imadebtcollector
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Shazzers
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