Internet's first get-out-of-debt community - 136,000 members

Guest · Posted: Mon Jan 14, 2008 11:19 am Subject:

I too received a nice freindly phone call from Detective Bill Stewart. Boy talk about unethical and illegal. After an hour of badgering and threatening my credit and good name he weezled info from me that was given under prejiduce (stupid me). It was like confessing to a crime just to make the badgering stop. Long story short they took unauthorized funds from my account. When calling Graham Noble & Assoc they told be to take them to court and hung up. What a bunch of jerks, they have not heard the last from me. Beware of collection agencies, especially when they are trying to collect on what your ex spouse did 10 years ago. Total intimidation and bullying.

sugahplm · Posted: Mon Jan 14, 2008 12:46 pm Subject: Graham Noble and Associates

PRFSSNL DTR lets just hope you don't have to call yourself sometime to collect on a debt. can i get your ssn# so i can do a credit check on you? (just kidding administrators sorry just kindof a rhetorical ??)
the thing is prf, if, in so many cases, we were actually paying our oc's the money back, i think most would try harder when they could, i know i would. but when sleazy, lowest forms of life, like some of these collection agencies, are getting the funds, well no way in my book.
i'm thinking the oc has already written off the debt by the time people like you come around, and used it as a business deduction on their tax returns. and then they get money from you too for buying the debt. not counting the high interest rates the oc's get on most cc's..but lets not go there.
i know i wouldn't want to give up a credit card lets say just 'cause. i would need that card for extra expenses, etc.
but real people do have real problems that overtake them somehow. live with it. your spouting didn't make me feel bad at all.
in most cases i've noticed with people like you, is you are 25 yrs old (or maybe even 50) still living with mom. i think mom should've spent a little more time helping with grammar/english homework though.
Wink

danielleprincess · Posted: Mon Mar 24, 2008 3:35 pm Subject: Graham and noble

The same thing happened to us with this company he gave out my personal info to three people other than me and threatend to have me arrested and even told me he was a Officer and the sherrif will be at my house all because I asked him to supply me with supporting documents taht I even had this debt. I called the better business bureau and you would die if you herd what they told me not only are thay not accerdited they have a unsatisfactory standing with them and over 22 complaints in of the same matter. So I wrote letter and complaints to the attorney generals office and BBB. And I am persuing legal recourse towards them They are not only over stepping there boundries but lying and using false pretenses to obtain money that they cant even prove is owed.

Posted: Mon Mar 24, 2008 4:35 pm Subject:

Welcome to the forum danielleprincess, way to go. If you need any help locating an attorney you can start with naca.net to search for consumer attorneys in your area.

maryp3177 · Posted: Fri Apr 18, 2008 12:52 pm Subject: Graham Noble and Associates

I got an interesting phone message and emai from my mother-in-law today, saying that Graham Noble and Associates had contacted HER because they're trying to find my husband regarding a credit card debt that must be at least 8 years old (maybe older). Apparently he wants to make a deal and give my husband a one-time offer to settle for 54% of the amount owed, OTHERWISE the Sheriff will be coming to serve my husband a summons at our home. He told my mother-in-law that he is calling all of my husband's relatives and that he has found their phone numbers in a "law enforcement" database. My mother-in-law is almost 70, so I could see how she'd be concerned and believe what this joker is saying, but do you think I need to be concerned. My husband is a paralegal and has looked into this before and is positive that the SOL has past on the debt from when he was "young and stupid." What do you all think? (So glad I found this site!)

Posted: Fri Apr 18, 2008 1:04 pm Subject:

You got them on two offenses that I a can see right off the top. (1) They are not allowed to talk to anyone except your husband about the debt. (2) They cannot sue if it is SOL. So not sheriff will be knocking on your door. I would get an address and send them a DV letter. I’ll bet you anything that they do not have the ability to validate this.

Posted: Sat Apr 19, 2008 6:12 am Subject:

The person who called you apparently does not know much about civil process. Except to serve for violent individuals or other related issues generally a process server will be the one to issue civil service unless the municipality does not have process servers.

Posted: Sat Apr 19, 2008 6:43 am Subject:

Found relatives' phone numbers in a 'law-enforcement database'???? My oh my, how the plot thickens. Here's some facts about law-enforcement databases.....

1 - Unless your husband or the relative in question is involved in some srime, or a victim or witness to same, there's no reason for their information to appear in any 'law enforcement databases'.

2 - The collector states that he "that he has found their phone numbers in a "law enforcement" database." Using the least sophisticated consumer test, he's claiming that he is some sort of law enforcement official. Otherwise, he wouldn't have access to that restricted database.

3 - Pretending to be something you aren't is a big no-no for collectors. Pretending to be law enforcement or an officer of the court [same thing in many places] is a really, hugely, serious no-no. Not to mention that it's an actual crime pretty much everywhere.

Posted: Sat Apr 19, 2008 12:42 pm Subject:

Your right unclewulf. The only law enforcement database I can think of is NCICS, which only law enforcement and related agencies may access. Including but not limited to: police (city, county, and state) Judges and other certain court authorities (such as prosecuting attorneys), FBI, CIA, and DHS. This could also be taken as a veiled accusation that the individual had committed a crime.

Posted: Sat Apr 19, 2008 5:33 pm Subject:

Posted: Sun Apr 20, 2008 6:42 am Subject:

Unclewulf, do you think the least sophisticated consumer would believe that if they had access to NCICS that they may believe that they were actually dealing with one of the above mentioned law enforcement/judicial entities?

DavidinOregon · Posted: Thu Oct 09, 2008 10:02 am Subject: Put 'em in jail and shut 'em down

To the point, everything that "inspector" did was illegal. He's just hoping that you you either are too lazy or uneducated to do anything. First, file a complaint with the FTC against the collection company. File a complaint with your state attorney general's office. Contact the FBI fiancial fraud section and have them investigate. As these have happened across state lines, they might help. Contact the police attorney general in their state and file a complaint. Get 'em arrested.
Good luck

Guest2 · Posted: Thu Oct 16, 2008 10:53 am Subject: Graham Noble and Associates

This company contacted my mother, my father and my family relative in regards to me sumons to court for a $400.00 dollar credit card that I do not believe is mine. I called this guy Michael Berstien and said he was an attorney and that this was a law firm. I've research this guy, and no where in New York Bar Association does he exist to have pass the bar and to practice law in the state. (after all what law firm calls to collect a debt). After I ask for a letter, he said he would fax it. Of course you would! What happen to mail???? anyway He is a liar and don't trust these people! I called back 5 times and they kept hanging up the phone on me...what a jerk!

Inspector Berstien · Posted: Tue Oct 28, 2008 10:33 am Subject: Scam Artist

Do not give these guys any information as they are scam artist and are acting outside the law as debt collectors.

If anyone has any recorded messages/conversations or written documentation from these guys let me know:

xxxxxxxxx@xxxxxxxxx.xxx

personal email removed per site ToS - Uncle Wulf

bobgomez · Posted: Tue Nov 11, 2008 5:39 pm Subject: michael bernstien

My brother was called in Atlanta in 2007 & yesterday about information on me. Same speech a investigator serving a summons on me. My bro wouldn't give the info, but called me concerned of course. I call and he was the most rude and ignorant individual I have ever had the pleasure of dealing with. About yes about an old bill. As I would like to take care of the debt he said he could give me no address no info on the bill only the amount owed and the amount he will accept. He threatened me with a bench warrant. Though I could not get him to tell me I would go to jail. He also said he would send me a fax in the AM he did not. So concerned about the debt I called back. A different man answered the business phone like this and I quote " Hello". No business greeting just hello. I told the gentleman I spoke to Mr. Bernstien lastnight I was expecting a fax. He was not there and would call me back. Within 5 mins. he called I told him no fax was recieved. I was put on hold 5 mins. and a secratary came back on the line to confirm it would be sent by the days end. Again no fax. I called a few mins ago told him to contact me with an address of his firm business w/e, acct number of debt, etc. And that I had contacted the BBB and my local law enforcement and he has yet to call me back. Once a year he has tried what Gall.

bob gomez · Posted: Tue Nov 11, 2008 5:43 pm Subject: michael bernstien letter i just wrote

sorry . I live in NC him in ATL

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