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Posted: Mon Jan 05, 2009 4:51 pm Subject: H&P ACE

Today I got a call from H&P a collection agency telling me I had until the end of the to pay 329.00 and the loan amount was 255.00 I told I did not have the money at this time and he was so mean and told me that legal action (jail) would come against me and they would come to my job and I needed to get a attorney because I was facing check fraud.Can they come to my job or can I lose my job and could I go to jail

Posted: Mon Jan 05, 2009 4:52 pm Subject:

All BS. You cannot be jailed for debt.

Posted: Mon Jan 05, 2009 6:02 pm Subject:

Thank YOU

Posted: Mon Jan 05, 2009 6:10 pm Subject:

So I can't be arrested or lose my job due to this payday loan even though I closed my account so I couldn't accumulate any overdraft charges due to Ace trying almost everyday to get money out my account I had some many overdraft charges it was ridiculous now this H&P company who is an outside collection agency is threatening me with some legal action (jail). and threatening to come to my job! So tell me again, they can't do any of this it is a storefront payday loan center called Ace Cash Express.

Posted: Mon Jan 05, 2009 9:55 pm Subject:

hiya,

no, they cannot arrest you for that. it is a very well known tactic that they use to try to scare you into paying....it's also very highly illegal for them to do it too.

I would contact your state's attorney general's office and inform them of these calls and the threats they are making against you. The AG's offices around the country are really starting to get sick of these companies and they are turning up the heat on them.

Posted: Wed Jan 07, 2009 5:46 am Subject:

hi all, i posted to a thread under payday loan help in regards to H & P Capital and who they are and all of their information since it seems no one could actually verify who they are. So I am pasting my reply here as well to better inform the community so all will have the info for the battles and win the war against a company that in my opinion is skirting the line.

Here is my post from the other thread.

After much searching, I have found the legitimate info on this company. I found all of this from the State of Florida website, FLORIDA DEPARTMENT OF STATE, DIVISION OF CORPORATIONS and will paste it in the body here after I explain. First, yes they are a collection agency and nothing more than that. Second, remember that they must disclose their address if requested, or they will be in violation of the fdcpa, but once I post this, it wont ever matter. What you will find interesting, is that they were just incorporated effective as of 10/14/2008. The other 2 interesting points you will find will be:#1 they are in the exact same location as Legal Mediation used as their principal address(and I mean exact ) #2, the treasurer is the same person that was the treasurer for Legal Mediation before she resigned her position before they disolved officially on 10/31/2008. She resigned her position effective 10/27/2008, her name is Tammy Mackey.

Detail by Entity Name
Florida Profit Corporation
H&P CAPITAL, INC.
Filing Information
Document Number P08000093357
FEI Number NONE
Date Filed 10/15/2008
State FL
Status ACTIVE
Effective Date 10/14/2008
Principal Address
1919 BLANDING BLVD.
STE. 4
JACKSONVILLE FL 32210 US
Mailing Address
13863 PINE VILLA DR.
FORT MYERS FL 33912 US
Registered Agent Name & Address
HENRION, GARY
13863 PINE VILLA DR.
FORT MYERS FL 33912 US
Officer/Director Detail
Name & Address
Title P, S
POOLER, NOEL
2307 ALDRIDGE AV.
FORT MYERS FL 33907 US
Title VP
HENRION, GARY
13863 PINE VILLA DR.
FORT MYERS FL 33912 US
Title TRES
MACKEY, TAMMY
2517 SIGMA COURT
ORANGE PARK FL 32073
Annual Reports
No Annual Reports Filed