Yeah the "good luck" at the end of voice mail messages was definitely a gimmick of Il-Legal Mediation Mal-Practice; I have two messages I saved from them with that being thrown in at the end. Also the "case being filed" against you was something LMP used; the first woman that contacted me from there used the exact same verbiage, trying to make it sound like an attorney's office.

I don't know if I've ever heard of the "your SSN and DL has been red flagged" before. I would ask them exactly what that means, while taping the phone call, when you call them back. Be sure to check your state's laws regarding taping phone calls.

Whether or not this is just another version of Il-Legal Mediation Mal-Practice operating under a shiny new wrapper is irrelevant. H & P Capital has come out of the gates heavily violating the fdcpa! You need to file complaints against them with your state's Attorney General's office, the Florida Attorney General's office, and the Federal Trade Commission.

If you click on the link I posted above with "H&P" at the end of the title, you will find their mailing address and phone number (no fax number yet, I'll keep looking) on that document. In addition to filing complaints with the above entities, you should also send a debt validation/limited cease and desist letter to these bozo's! Be sure to send it certified mail/return receipt requested. Once they sign for this letter, if they continue to harass you (and I'll bet my left leg they probably will) then you can sue them for violation of the FDCPA.

Lets get these jokers closed down faster than it took to shut down Il-Legal Mediation Mal-Practice!

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Sorry Meg. Daddy loves ya, but Daddy also loves Star Trek, and in all fairness, Star Trek was here first.
... Peter Griffin/Family Guy
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I received a call at work about three weeks ago from H&P Capitol and they threatened me at work and everything. I ended up paying them a little over 700.00 dollars. Does anyone know if I can get my money back? and if so how can I go about getting my money back? Thankyou this would really help.

This is very interesting, I received a call last week from Mr. Jacob Goldstein 904-672-1023 x280 stating that he was a representative from a Payday loan company and they wanted to settle this debit so they will not have to take legal matters. Well I agreed to setup arrangements and they asked me to fax a letter of authorization.

I received a call this week and Mr. Goldstein was not the nice person I talked with last week he was very angry that I did not fax over my debit card and license and informed me I had until the end of the day on Tuesday of this week to send it or he will have to go to other means. He also stated that he was not going to risk losing a 10million dollar account because of me.

Now that stuck with me 10 million dollar account, so they are not out to collect debt but to get your money. So I am hesitating on sending my information. I looked them up and could not find anything but this post.

I am concerned that they are stealing money.

I live in MA what are the rules and regulations and laws here? I have not been theatened worse in my life then this H and P Capital.

Guest, you wouldn't happen to still have that fax number he gave you, would you? Post it here, if you do please.

As for the Guest that wanted to know if you can get your money back, I seriously doubt it. I personally don't know of any way; however, I'll bump this topic back to the top of the list and see if anyone else can offer any advice.

Rule of thumb, never, ever, ever, ever, ever, give a collection agency any money or any of your banking information, until they validate the debt they are attempting to collect on. This is actual hard-copy validation in your hand, not their say so over the phone. And if you work out any type of payment arrangement or pay-for-delete type plan, be sure to get it in writing, up front, before the first payment is ever made.

Any reputable CA should have no problems with this at all.

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Sorry Meg. Daddy loves ya, but Daddy also loves Star Trek, and in all fairness, Star Trek was here first.
... Peter Griffin/Family Guy
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HEY GUYS START BEING RESPONSIBLE MEMBERS OF SOCIETY AND TAKE CARE OF YOUR OBLIGATIONS......YOU BORROW $$$ TAKE OFF AND TRY TO HIDE....AND GET MADE WHEN IT CATCHES UP TO YOU AND THEY WANT THE MONEY BACK YOU ALREADY PROMISED TO PAY BACK HOW LONG AGO?

Hey guys if you are serisous about getting rid of these guys and your loans......you should consider calling solicitation deleted. Nice Try Troll they gave it to these clowns for harrassing me .... they also helped me settle my entire payday advance debt in a couple of months....for less than i actually owed

I received a threatening phone call from an H & P Capital today at work Satcy Boyd called and stated that there was a filing out of the city that i live in,and they are comming to my job and they are going to embarrass me at my work or home legally and arrest me. Can they do that,please i need help i am scared for my kids,please someone help me...

They can NOT have you arrested! If anyone shows up at your job or home have them arrested for criminal trespass!

the phone wont stop ringing and had to take the day off,these people are so nasty,i cant even work they wont give me a chance to pay back from all the harassment,am scared to even go back to work not knowing what is going to happen,i paid the loan for months but cant catch up and they wont work with me am so scared......

Yeah so I got a call from that lady, Stacey Boyd earlier this week. Our conversation went just about the same as the others mentioned above. She said if I didn't pay my debt there would be a filing against me and they would come for me either at my job or home. I explained to her my situation and her reply was like well go borrow money from some people so you can pay me. She said if I didnot pay I would be charged with, Theft by Check. After I got off the phone with her I began to think is what she said even legal? I did not give them a check, better yet they bought the debt from another company. I am not in CA but in TX. My question is has anyone paid them or have they gone through with their threats? She was very rude and I do not plan on sending any money to this company.

Doesn't look like H&P has the required bond registered with the TX SOS. Report them to the TX AG &SOS.

This H&P Capital place keeps callingand harrasing me. it was so bad that i almost was in tears and was trying to actually get the money to pay it back they told me that they would come to my job or my home, if i didn't pay it back, and they gave me till a certain time and day. they wouldn't let me make payment arrangements and told me that i was being recorded, and to contact an attorney. I just don't know what to do to get them to stop. PLEASE HELP!!! any ideas?

for one calm down.this is a bottomfeeder deluxe.they are the ones who should get an attorney.they can't do any of what they threatened.they say that they are recording huh?i doubt that.they say that all the time.next time they call demand details in writing,then hang up.if or i should say when they call.give them the old FOAD then hang up.repeat until they stop calling.

I recieved a call from Thomas Johnson (866-612-1284) at H&P telling me that papers would be filed today and if I didn't want to be embarassed at work, I needed to contact them immediately. I called spoke to Mr. Johnson and was told that since it was my "first offense" it would be possible to work something out. I told him not to contact me at work, he stated that he would not, but that I would be arrested there. I hung up and will not deal with him. The first call was at 9:30 this morning, I have had 3 calls since then.

exactly.if you were going to be arrested after that initial bunch of nonsense.they wouldn't still be calling.