h & p capital - are they making threatening calls?

It IS bull. Totally. I doubt this "Sgt." is really a sergeant of anything and next time they call you should ask them how would law enforcement like the idea of someone impersonating an officer. Also, you CAN'T go to jail and it was completely illegal of them to even say such a thing.

Do NOT pay them one dang penny! Tell them to send you a letter, through regular mail, that they are in fact required by law to send this letter within 5 days of first contact and that you will be requiring them to validate the debt.

If they try to say you already admitted to the debt you tell them you were confused and scared because of the illegal jail threat and felt intimidated to say what they wanted to hear.

Please do not pay a voice on the phone. By law they have to prove the debt.

Thank you. I told them that I was not able to pay them. Due to the fact that I closed my bank account before they could try and take any money out, they said that it was considered bad check or theft by check. Because the amount was over 500. I told them that I never wrote a check but they told me that due to the fact that I closed the account out before finishing my payments, it was like writing a bad check. My son is epileptic and I had to pay for medicine and co payments for his neurologist. They didnt even care.

That is total BS, next time they say that, tell them to go ahead and file whatever they need because you know for a fact that it is not considered check fraud or a band check so tell them to have fun with it.

I contacted Texas Consumer Commission and filed a complaint with the Attorney General and The Federal Trade Commission. So, they are investigating it now. I gave the all the numbers I had as well as the address. So I hope this place get whats coming to them.

I just got a call this afternoon some guy saying there were allegations brought against me and they didnt want to see me blind sighted by them...and it was imparative that I call them back, but never gave me any information about what the matter was concerning. I called the number but didnt dial the extension and wrote down the name of H & P capital. I did my research online and I have read one horrible thing after another. I dare those jerks call me back with an intimidating call...lol.
Jen
Mogantown, WV

Allegations? Heh that's a good one.

Generally people do try to pay debts but when something happens that is uncontrollable like your baby dies during birth, or loose a home to a tornado , and now I lost home to a flood, lets see if you whine. there is a right way to do things and a wrong way, they do not have to be discord toward anyone like they were to my sister, when the guy accused her of being an ass like I was, I am a christian and when my sister told me what they said i was appalled. She had to threaten them with law suit. I am paying what I can. It might not be much. i have already paid $800 past what I borrowed and they still want 500 more. come on. Maybe you have a lot of money or you work for the company and are trying to disquise yourself. You need to know the proper way to talk to others

I realized that I screwed up, but there should be a law about the way they talk to people. I am very frustrated because I have no money to pay right now. I just lost my home to a flood. Dont have clothes and I have 5 children. I went and got several outfits a piece today for them, and i am grateful, its hard enough to get through another tragedy, i feel bad enough. But in illinois, they can file, and a judge can order you to pay but it is a debt, a loan, they cant put you in jail. I did write a check when you originally got loan but they tore it up and were using my number. I had always paid, until I lost my baby girl when I had her prematurely, right after that a tornado tore up my trailer park and it flooded. Now We had to leave the new place because its underwater. but there is one thing I have learned through this, I have a god that will be there for me. i can only do so much so no one worry. Also if you get any kind of disability, child support SSI or anything like that, that cannot be legally touched at all. State law

These a-holes have been calling me non-stop. I found an FDCPA Lawyer who is filing suit against them tomorrow!! Let's see how they like that! These guys may be able to help you too. www.fdcpalawyeronline.com

H&P is bogus