Oh this is going to be fun! I just received a call from them, I haven't called them back yet, but I can't wait to now! Even better, my attorney is my best friend. I'm going to have him call them.

Have him do some searching in Pacer or LexisNexis for Ted Ellis Crosby and Legal Mediation Practice. We're pretty sure that's who this is.

What they are doing is illegal, I do agree with others that have posted before me that HP Capital and LMP are the same company. I have googled them before and from what I recall, when I looked up the two companies I got a name of Gary Henrion for both, I can't exactly recall, but I want to say that he is either the owner, president or one of those prominent positions. For everyone going through this just note, that Collection Agencies cannot put you in jail. Outstanding debts are not a criminal matter, rather a civil matter. Relax, and if you have taken out a payday loan, talk directly with the company that loaned you the money. I hope I helped!

Sounds like I have had the same situation as the rest of you. I received a call a work during a very busy time...telling me they had been "looking hard to track me down"--(I have lived at only 2 addresses in the past 25 years). Told me that they were advising me that this was a "courtesy call" to tell me I was going to be arrested that afternoon about a "past debt". I asked them for proof of the debt (I had had my purse stolen several years ago)--they told me they didn't need to give me that information. Just to "warn my co-workers and family" that i would be in jail by that afternoon. They then proceeded to ask me to pay $710 for a bill that I still have no clue as to what it is (They said it was from a payday loan). Being as I was naive, scared and busy as hell at work...I gave the asshole my debit card info--he assured me he would fax all "pertinent information regarding this debt" as well as mail it to me. I received neither. The gentlemen gave me no call-back number. I went to my bank today to file fraud charges against them, but was told since I gave them my debit card number, I was responsible. I feel like a complete fool and and asshole. We need to find out who these people are and sue the hell out of them. That was my rent money I gave these jerks. Does anyone have a good working phone number for this company? I have already filed a complaint with the federal trade commision who advised me to file a police report.

I got a call from these folks yesterday regarding A PD Loan that I had taken out a while ago. While I do acknowlege that I owe the debt, I didn't appreicate their scare tactics (which unfortunately worked in terms of scaring the hell out of me). They told me that if I didn't get them their money by 6:00 that evening, "action based on the regulations in my county" would be taken against me. I got the same vague non-anwers when I asked them to clarify what that meant. They also made a random comment about my job that they also refused to clarify. I wish I had read these messages before I talked to them; I ended up forking over a "smaller good faith" payment to get me off my back until I can pay the rest. I am hesitant to contact them now to pay off the rest. I live in New York state. Does anyone have any ideas on how best to move forward? I'm sick to my stomach over this. I've dealt with shady creditors before but never any that threatened this much. Thanks.

J

So as all of you, I also recieved a phone call today from H&P capital...I was transferred to three different people when they could not answer the questions i was asking. I was told that i need to pay 971.00 by five pm today. they advise they are a leison between webpayday and asi...whatever that means. i told them i could not pay today and acknowledged that i did ow 625.00 not 971.00 ....they said that i ow 971.00 and that i should borrow from family and friends then. i advised them i was not going to do so. she interrupted me and told me to pay a significant amount and she would try to discuss it with the webpayday to see if they would except my attempt to pay and not pursue legal actions. she provided me with money gram information and to put attention to "her" carmen field. after she said to her i was a bit confused why if i owed webpayday i would be making it attention to her. after i hung up with them i called webpayday who advised they sold my loan to this company. I dont understand what that means. I also do not understand if this is so why are they saying they are working for webpay day.

I do acknowledge that i owe money, and do wanna make right on the loan, but i dont think i should be paying this shady compnay (h&P capital). I did not get the threat of coming to my work probably because i work for a police department, ha...

So how do I go about paying the loan that i owe? Should i request debt validation in writing? i dont want to be pursued legally, meaning in court. please help

Thank you so much
Allison

Also they advised they had sent me a letter in the mail, which is not true. and also they advised they sent me an email which is also not true

two things.

this is a complete bottomfeeder
when a pdl sells a debt that means they no longer have anything involved in it.three questions

how much was borrowed
how much was debited total
what state are you in

if this was an illegal loan,then you only owe what you borrowed.nothing more.you might not owe anything on this.just to make you feel better this place can't have you arrested and won't sue.

Do you have a way to record your telephone conversations? Are they calling you this garbage and vague threats while you are at work?

To all that posted above, in addition to answering Paul's questions, I would also file complaints against these idiots with your state's Attorney General's Office, the Florida Attorney General's Office, and the Federal Trade Commission.

Also, if you can record them on the phone making these threats, then I would also seek out an attorney that specializes in FDCPA cases and sue the pants off them. Be sure to check your state's laws regarding recording phone calls; if you are a one-party or two-party state. You can search for a consumer attorney on www.naca.net.

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Sorry Meg. Daddy loves ya, but Daddy also loves Star Trek, and in all fairness, Star Trek was here first.
... Peter Griffin/Family Guy
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HP Capital is the same company as LMP, however the ownership did change on Nov 1st. LMP's owners sold the business to two older gentlemen, one of whom is a lawyer. They retained all the employees except the general manager of the business who was fired and are doing business in pretty much the exact same way LMP did. Maybe having a lawyer owner will cut down on their legal expenses.

i doubt that.with every old employee they are looking to get sued out of business.lawyer on staff or not.

LOL!

Yeah, when they start racking up lawsuit after lawsuit for FDCPA violations, they're going to have to hire even more attorney's just to cover those cases. So they won't be saving much money in that department.

As I've said before, I'd be willing to bet my left leg that's why Il-Legal Mediation Mal-Practice suddenly became H&P Capital; they were trying to dodge all the lawsuits that LMP had already racked up. It's not going to take long from H&P to get their very own set of matching lawsuits, though.

I guess the owner is still trying to weed out the bad employees?

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Sorry Meg. Daddy loves ya, but Daddy also loves Star Trek, and in all fairness, Star Trek was here first.
... Peter Griffin/Family Guy
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I borrowed 625.00 didnt pay anything back..I do not contest that i owe that...they will not allow me to pay that though they are advising i need to pay 971.00 which i refuse..I live in NJ and know that they are def illegal here...how do i go about paying this? and to whom..

I have been dealing with these people on a whole different issue. I have a repo, that they are collecting on. it started out as only 6800. and now is at 9800. i fed into thier threats and have been paying off the bad loan. however today i discover that they violated our pay agreement and double charged my checking account... i have set up a stop payment against them. i suppose i will just stop paying them now and wait and see what happens.. these are terrible people. I know i have a debt and i am trying to make things right despite thier inability to be professional.

Rude is an understatement....I received a call from them the other day (and it was not even for me) it was for a old renter of ours. We gave the contact info for the people they were looking for, but I really felt like I was the bad guy and informed them that I did not appreciate they attitude .

It seems H&P is in need of a collector.

Here is the link

A name, phone and email!

thoffman(at)hpcapitalinc.com

They also have a court case against them in NJ.

Link

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To infinity, and beyond