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Send message to lrhall41
Sub: #1 Bass & Associates-Tucson, Az.
Replied on 08-11-2007, 06:29 AM
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Today my husband received a letter from Bass & Associates but its their office in Tucson, Arizona. It is saying that he owes $801.51 and the client is listed as ECAST FOB HRS USA.
Does anyone know which company is this supposed to be? I have never heard of such a company or even nothing even similar.
Any suggestions?
Thanks.


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Send message to cajunbulldog
Sub: #2
Replied on 08-11-2007, 06:33 AM
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They are a collection agency that has no ties to the unprofessional one in Florida. Send them a debt validation letter certified return receipt mail.

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Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com.../about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.

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Send message to lrhall41
Sub: #3
Replied on 08-11-2007, 06:38 AM
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So you do not think that it is a good idea to give them a call to find out what is that all about, right? Just send them a letter and let them explain in detail the debt.


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Sub: #4
Replied on 08-11-2007, 07:55 AM
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Phone calls are not a good idea in my opinion unless it is legal to record in your home state.

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Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com.../about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.

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Sub: #5
Replied on 08-11-2007, 12:29 PM
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Phone calls are never a good idea. They might suck your soul out.

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Send message to Anthony Lemons
Sub: #6
Replied on 08-11-2007, 01:21 PM
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A certified Letter of Validation is trackable and proves that they received it.

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Send message to Law Student
Sub: #7
Replied on 08-11-2007, 05:51 PM
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Usually you won't be able to get much done on the phone anyway. The collector is trained only to keep hitting on you for money and nothing else.

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Send message to Anthony Lemons
Sub: #8
Replied on 08-12-2007, 06:47 AM
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Phone calls are usually pointless, and they give you the 'run around', and pretend to not be able to work with you, and later, they will act as if the phone call never took place, which puts your word against theirs. So, as the other members stated, send a certified letter, which can not be disputed by the company in that they received it.

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Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/

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Send message to lrhall41
Sub: #9
Replied on 08-12-2007, 07:33 AM
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I will do that tomorrow morning. I want to know what this debt is all about. I want to know the fees added, etc.
Thanks to all of you.

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Send message to Anthony Lemons
Sub: #10
Replied on 08-12-2007, 07:35 AM
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Let us know what happens, and we will be here to help in anyway.

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Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/




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Send message to good.nelly
Sub: #11
Replied on 08-13-2007, 05:23 AM
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Phone calls to collectors...NO WAY. Its always better to deal with them in writing. And remember to save every document you receive from them or the copies of the letters you sent them.

Keep us posted. Take care
Nelly


BANKRUPTSY DISMISSED
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Sub: #12
Replied on 01-20-2011, 05:50 AM
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Maybe you can answer this for me. I had a discharged bankruptsy in 2009. I have been receiving letters from Bass & Associates of Tucson, Arizona to surrender collateral to Best Buy, Inc.
I was under the understanding that once the Bankruptsy is discharged, you do not owe nor can the company come after you for the amunt that was discharged. I do understand that they are not asking for money, but for the return of the purchases...is this legal...and must I respond, or face a law suit?




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Send message to paulmergel
Sub: #13
Replied on 01-20-2011, 06:10 AM
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your right.if this bottomfeeder had any issue they should have bought it up during either the 341 meeting,or the 30 day window after that.they have no right to collect,or make demands now.contact your BK attorney,or the trustee that oversaw your case.they will/should handle this.to summarize bass & assoc have no right to do this,and should be dealt with by either your attorney,or the trustee.btw you do not respond to them let the two parties i gave deal with them.

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Sub: #14 Debt Validation Letter
Replied on 02-01-2011, 05:30 AM
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Hi, I have been reading so many of these as I two received a letter from Bass & Associates 21 days before the discharge. I called after the discharge and because I received a second letter the volunteer. They verified I had to merchandise and would call to pick up in 10 days. That was 3 months ago. They called once a week last month then sent me another letter. Same as the last letter to voluntarily surrender. It is too late to send a debt validation letter? If so, is there another letter I can send?




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Send message to paulmergel
Sub: #15
Replied on 02-01-2011, 06:18 AM
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they still violated the BK rules as they said nothing at the 341 meeting,and didn't respond during the 30 day window.21 days before discharge?again they sit back wait,and then try to respond.contact the trustee that oversaw your case,or your attorney.bass is entitled to nothing.they should however be penalized for their illegal actions.

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Sub: #16
Replied on 02-19-2011, 09:22 AM
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We too have been receiving calls from Bass & Assoc after our bankruptcy. They say to pay or surrender the equipment we purchased. I called our BK attorney and we were instructed that the equipment technically does not belong to us and that we do have to take care of this. I do have to say that the collection agency cut the price in less than half. Mr. moderator...are you saying that we don't have to do this.




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