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#1
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Today my husband received a letter from Bass & Associates but its their office in Tucson, Arizona. It is saying that he owes $801.51 and the client is listed as ECAST FOB HRS USA.
Does anyone know which company is this supposed to be? I have never heard of such a company or even nothing even similar. Any suggestions? Thanks. |
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#2
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They are a collection agency that has no ties to the unprofessional one in Florida. Send them a debt validation letter certified return receipt mail.
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Cajunbulldog Keeping an eye out for consumers. http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809 http://www.ftc.gov/os/statutes/fcrajump.shtm http://www.debtconsolidationcare.com.../about216.html Use this letter to protect your rights under the FDCPA myfairdebt.com & myfaircredit.com-Good source of case law in forums. |
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#3
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So you do not think that it is a good idea to give them a call to find out what is that all about, right? Just send them a letter and let them explain in detail the debt.
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#4
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Phone calls are not a good idea in my opinion unless it is legal to record in your home state.
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Cajunbulldog Keeping an eye out for consumers. http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809 http://www.ftc.gov/os/statutes/fcrajump.shtm http://www.debtconsolidationcare.com.../about216.html Use this letter to protect your rights under the FDCPA myfairdebt.com & myfaircredit.com-Good source of case law in forums. |
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#5
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Phone calls are never a good idea. They might suck your soul out.
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#6
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A certified Letter of Validation is trackable and proves that they received it.
__________________
Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/ Federal Trade Commission: http://www.ftc.gov/ |
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#7
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Usually you won't be able to get much done on the phone anyway. The collector is trained only to keep hitting on you for money and nothing else.
__________________
He who has freed himself of the disease of "tomorrow" has a chance to attain what he came here for. --G. I. Gurdjieff (1872-1949) The science is in knowing, the art is in perceiving - Robert Fripp (1946-) Ever get the feeling you've been cheated? - Johnny Rotten (John Lydon) (1956-) |
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#8
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Phone calls are usually pointless, and they give you the 'run around', and pretend to not be able to work with you, and later, they will act as if the phone call never took place, which puts your word against theirs. So, as the other members stated, send a certified letter, which can not be disputed by the company in that they received it.
__________________
Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/ Federal Trade Commission: http://www.ftc.gov/ |
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#9
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I will do that tomorrow morning. I want to know what this debt is all about. I want to know the fees added, etc.
Thanks to all of you. |
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#10
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Let us know what happens, and we will be here to help in anyway.
__________________
Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/ Federal Trade Commission: http://www.ftc.gov/ |
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#11
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Phone calls to collectors...NO WAY. Its always better to deal with them in writing. And remember to save every document you receive from them or the copies of the letters you sent them.
Keep us posted. Take care Nelly |







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