funny how everyone thats on here is talking about how much of a horrible law firm and how nasty the collectors are---------seems to me like the one's thats being so negative are the ones that know they owe and dont want to own up to it and are obviously upset with themselves for getting in this mess----i used to work there, yes james a west is an acutal attorney--yes certain clients do sue ---yes even if you are in another state it is possible that your info could be passed to an atty to your area (all up to client)----get a life, pay your bills and you wont have to worry about people bugging you--its not harrassment if they call you at wrk unless you give a c &d---its not harrassment to contact neighbors or relatives----(check the fdcpa)------***COLLECTION AGENCIES DO NOT CHARGE INTEREST--THE CREDITOR DOES REGUARDLESS IF ITS CHARGED OFF OR NOT--THEY CAN DO IT!!!!!***** IF YOU DONT WANT TO PAY SEND A C & D , OR FILE BANKRUPT AND YOU WILL NOT HAVE TO WORRY ABOUT BEING CONTACTED ITS SIMPLE!!!