James West aTTorney

Has anyone heard of James West Attorney from Houston. They have called me for a debt with American Express.

I did a Google search and found that the actual name of the law firm is West & Costello, LLC. If they are calling you up for a debt with American Express, they are required to send you a written notice within 5 days of initial communication, informing you of the amount of debt, the name of the creditor and a debt validation notice.

No, I think they are based out of Houston, texas. The other thing is that they do not have my present address as I am out of the country and i dont think they have my forwarding Address. I would love to repay the debt but I do not have the funds or resource to do it at the Moment.What can they do if they cant find me.

Since you are out of your country, the creditor cannot do anything right now to recover the debt. When you come back you can negotiate with them for a debt settlement and pay off the debt. But before negotiating get the debt validated from them.

The law firm has been leaving messages for me on my VOIP phone.Can These attorney's do anything to track as to where I am. How do they find relatives etc. I have been reading on the forums that they usually track down the person by calling relatives and friends. It is not that I want to run away from the debt. I basically have no money to pay them back and am scared of getting sued. Please help

No, these law firms cannot track you outside your country, because the International laws differ across countries. I'm not sure how they get the number of relatives and friends, but they can definitely sue you for the debt and bring a default judgment against you.

But Can the default judgment be used since I am not in the country.Will it just be applicable when I come back into the country.

Yes, the creditor can bring a default judgment against you even if you are not in the country, but they will start the process of collecting the judgment amount through garnishment once you return back. Judgments has its own SOL and the creditor can recover the debt within the SOL if you return back during that period. You can also go through this thread in the forum http://www.debtconsolidationcare.com...ex-usdebt.html .

Here are the facts. James A. West Law Firm is in Houston and is a knowingly illegal firm. They still operate; but have gone silent lately. Do not talk to them if they call. Do not give them info. They use bully-tactics and only ask for your account info over the phone...this is illegal.

James A West is a real lawyer. The Firm is james A. west, p.C.. He is licensed by the bar and will sue people who do not pay. There is nothing illegal about him or his firm

whatever you say pal.they sure don't act like it.

These people are pure evil. Ms. Hightower included.

James West's office is a bottom feeding, junk debt buying, rent-a-lawyer office that relies solely on scare tactics to collect debts they cannot validate. Send a DV certified mail and if they do not properly validate the debt, sue them in federal court for violating the FDCPA so they end up paying you. In my experience, they are full of hot air, their collectors are dumb fools, and they all fold like a house of cards when held to the law.

They are only licensed in Texas, can't sue outside the state / nor do they have any power anywhere else.

Even if they sue you in Texas, they cannot prove you owe the debt in court as they only have information on a computer screen - no documentary evidence whatsoever. Challenge them every step of the way and they will fold like a cheap suit.

does anyone have the 1-800 number that they gave to you to call them back, I also received a call from them and they told me that they would have to send all the paper work to a magistrate in my area as I do not even live in the state of Texas. I already agreed to make payment arrangements and now and not so sure I did the right thing!