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Sub: #1 Garnished bank account
Replied on 08-01-2009, 01:27 PM
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I am curious as to the whether or not judgments, liens and garnishments will appear on my credit report. I remember at my trial as a defendant against a JDB collection agency, the judge asking the plaintiff if they report to the credit bureaus and the plaintiff said no.

I received interrogatores from the plaintiff, ordered and approved by the court that ask for my bank account information. Can I close my bank account so as not to have to produce that information in the interrogatories? The account has been dormant with no activity for many months.




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Sub: #2
Replied on 08-01-2009, 01:48 PM
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Judgements are reported by the courts, not the CA's so yes, a judgment will appear on your credit report.

Closing the account and lying that you dont have one would be a no no. Just show the dormant account.

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Sub: #3
Replied on 08-01-2009, 02:05 PM
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If entry of satisfaction occurs in the judgment case before courts report judgment to credit bureaus, does the judgment still have to be reported by the courts?




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Sub: #4
Replied on 08-01-2009, 07:23 PM
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is this the same case that you lost without the plaintiff proving anything? Why havent you appealed, if I may ask? I most definitely would have, given the shady circumstances about how they won without proving a darn thing.

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Sub: #5
Replied on 08-01-2009, 08:23 PM
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YES! I dropped the ball as far as a timely appeal goes. 15 days from the date of entry. For some reason I thought I had 30 days... Too much going on for me, blah blah blah... I must move on with a smile and say "I never did mind about the little things"...

The plaintiff was awarded the sought amount plus back interest on the unvarified and unproven principle amount, future interest @ 8% per annum, court costs, and "reasonable attorney fees".

Since the entry of judgment for the plaintiff, I have not been contacted by the judgment creditor to inform me of the total amount needed to satisfy the judgment. How am I suppose to know what the court costs and "reasonable attorney fees" are. The only the've done is have me served with interrogatories. I suppose the cost for that will also come out of my pocket as well.

I am wondering if anyone knows wether or not all courts HAVE to report judgments to the credit bureau's? If they do...Do they still report it, if the judgment gets satisfied before they do?

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Sub: #6
Replied on 08-01-2009, 08:27 PM
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Posted reply with question...did it take?




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