John P Frye Law Office ripping me off, what can I do to get out of it?

Any and every debt can be settled for less than what you owe. Any time a debt is sold to another company it can be settled for less. Being an "attorney" office they think that it frightens people. As long as u make an attempt to pay the debt there is really nothing they can do.

Does The law office of John P. Frye take payments ?....They told me there are sending my case to an Attorney to file suit....How long until that happens ?

They don't have to accept any kind of payment arrangements or settlements other than the full amount. Its however behooves them to work with the client to the best of their ability. You can't be too forth coming with them or too reserved as that will hurt your bargaining position.

Hey everyone! I actually came across this page because of the fact that I have a debt that is being attempted to be collected by John P Frye. They constantly call and I actually work for a debt settlement company so I have become much more confident when dealing with my debtors. I decided to look up their info on google and found a number of postings regarding their violating laws and harrassing people.

I was advised that you can tell them not to call you ever again and that they are interupting your work. Weather or not they will comply with the request who knows... If anyone here needs advice or help with collectors or debt feel free to contact me. I can help you settle your debt for 40% or less depending on the specific creditor. solicitation not allowed here - Jason is my email address. I was truly looking up info on them rather than seeking out a place to plug my company. Many people are pretty afraid of dealing with debt and after learning what I know I realize there is a lot less to be afraid then they would have you believe. The worst part of it is your credit being affected. If you already have your credit affected... probably so if you have collections.. then you have absolutely no reason not to do a debt reduction program.

Good luck to everyone out there dealing with this and other collection agencies.

Gavin

IF EVERYONE, INCLUDING MYSELF, WOULD READ THE SMALL PRINT WHEN WE SIGN FOR CREDIT WE WOULD UNDERSTAND THAT IF WE DEFAULT FULL BALANCE BECOMES DUE....WE USED THE CREDIT CARDS AND BY LAW HAVE TO PAY THE MONEY BACK...PAY OUR BILLS AND YOU AND I BOTH WON'T HAVE TO DEAL WITH PHONE CALLS....OR WASTE OUR TIME ON WEBSITES ..POSSIBLY GET A SECOND JOB TO ACCOMODATE OUR WANTS...COMMON SENSE
SameBox Response from "paulmergel":

sounds like to me after reading some of these messages which alot of them have words spelled incorrectly that there are people who actually think they can use credit and not pay or choose when they want to pay or even have it "their way" I hope that everyone who does not pay their credit card bills do get sued...this is what makes it hard for us out here who do want credit and are willing to work hard to repay "loans" not be able to get credit...quit your b&^%$#$^ and go to work....there is always Wal-Mart
SameBox Response from "paulmergel":

seems I hit a nerve somewhere..like I said get off your lazy butt and get another job...if you are a "debtor" if someone owed you money I doubt you would waste your precious time on a website...you would try to get your money back...I have debt too...but I pay mine...YES I PAY MY BILLS
SameBox Response from "paulmergel":

Ha looks like "PAY YOUR BILLS" TROLL is back in full effect

They are unrelenting and harrass you at all times. We are finally filing for bankruptcy and getting everyone off our backs. Making a fresh start.

They companies are dying. Keep filing suits against them. They are down to about 100 collectors from 300. Pay your bills people but shut down Kelly Woolwine and John Frye they are losers

Yep, people need to enforce the provisions of the FDCPA by documenting violations and taking them to court. There is $1000 plus possible court costs and attorney fees in it for them.... Otherwise it will never stop....

I wouldn't give them any information. I paid one payment over the phone and they just took five hundred dollars out of my account using my debit card number. I didn't authorize this payment at all. Of course, it overdrew my account and the bank is saying that it looks valid because I allowed it one time before. They aren't even for the same amount an they took this out in less than 30 days of the other payment. I'm going to report them to the Virginia bar and contact the Attorney General's Office and see if I can get them to file again the firm. I am also going to contact the Federal Business Bureau and the state's BBB. If more people would do this, they could be stopped. Don't feel bad because you owe a debt. This is exactly the kind of thing that the government is trying to stop. When you lose your job, you don't necessarily lose your right.

NEVER give out your banking information to a collection agency. Never never never never never! Money order or pre-paid debit card ONLY! And never pay ONE PENNY without a payment amount in WRITING!

Also file a complaint with the FTC. I would say to file a complaint of fraudulent transfer with the bank and the OCC, but it doesn't sound like you got anything in writing so unfortunately you don't have much to stand on.

Don't pay these guys a dime... I worked for them for years and know how they operate. ACF and John P. Frye are the same deal. They are in the same building even. John Frye is a real attorney, but has more attorney general complaints and lawsuits pending against him than Elvis had hits. They will be shut down soon. For more info on how to deal with these clowns, go to solicitation removed - Jason.

Hey creditrx,
what is that website to go to?

That should be quite obvious (Google).

The FTC page on Credit Repair services.