John P Frye Law Office ripping me off, what can I do to get out of it?

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rdmolnar
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Sub: #209
Replied on 08-13-2010, 10:26 AM
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LOng story but this is what your dealing with. My husband went to boot camp and AIT July of 2005. I did not have a power of attorney so they would not talk to me(household credit). I told them i did not need to talk just wanted to make payments. So they very nicely made an arrangment to take out of our account $150.00 per month. We get to our first duty station and open the bill. It was $2000.00 more than when he went in. The date THEY set up was late so every month I was charged a late fee, over the limit fee, and payment by phone fee. So I get a call from Frye office that says I do not understand why your over here you have not even missed a payment. I wanted the account closed and even tho they saw what Household did and admitted it they said there is nothing they can do and I am doing it...My husband is a soldier and if he falls behind they can call his commander, that was said several times. So to all of you, Good luck.
Denise

annonymous
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Sub: #210
Replied on 08-17-2010, 07:10 AM
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Law office of john p frye is a joke!!! i used to work there, and you wouldnt believe the things they would say to debtors- reason for me resigning! This company will make deals with the debtors but as said before they do not have to, they can ask for in full at once if they want! This company has been sued for harassment and other things as well, and has been going on like this for years!!!!

Anonymous
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Sub: #211
Replied on 08-21-2010, 09:16 PM
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Ah very interesting! - Years of dealing with them after I paid down debt and was paying final agreed amount but then they decided not to allow that so now they continue harrassing and putting out claims for the original amount.
Looks like I am in good company with many decent people from all over dealing with real crooks - and this is first time I read that I am not alone!

Unregistered
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Sub: #212
Replied on 10-07-2010, 10:35 AM
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Quote:
Originally Posted by Anonymous View Post
Look, it seems like everyone on here is forgetting one little fact...... you owe it! Would you try to find a way to offer your mortgage company less than you owe? Tell them that you just cannot pay? Of course not, you would be homeless. The credit card debt that you all are so persistant on playing the "victim" with is just like any other bill. You signed up for it, no one twisted your arm. You agreed, by accepting the card that you are liable for any and all fees associated with the account, and that the account could be transferred, sold or given away to anyone ... but that you were still liable. You also agreed that if you defaulted, even by one day, that they can call full balance due at that time. You signed a legally binding contract at your own will. And YES, even if the debt is unsecured, YOU CAN BE SUED. Depending on what state you are in, they can garnish your wages and put liens on your property. If you all spent the time, that you use to piss and moan over how you are being screwed, on making an effort to meet yor financial and moral obligations to your financial debt, you would not be in the spot you are in. PAY YOUR BILLS!
You must work for them. These are the same things they say after they tell you they don't want to cause any more stress on you.

Lea68
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Sub: #213
Replied on 10-09-2010, 10:35 AM
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Go to jobs.roanoke.com and click on wording part time, this company you are talking about is a call center. I just happened to run up on your website trying to get more info on John P. Frye Co. I am looking for part time work. No way in hell would i ever work for a company that harassas people. Shame on them. I would be cautious would i spoke to at any call center, usually the people hired are shady, they may get your personal info. and steal your identity. They are already working with people that have credit issues, what a good job to be in to add to someones missery!

NO SUCH LAWYER
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Sub: #214
Replied on 02-14-2011, 04:27 PM
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I did a search of the virgina bar and found no search lawyer currently practicing, they are nothing more than a scam collection agency and use the name as a scare tactic.

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Sub: #215
Replied on 02-25-2011, 04:34 PM
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Join class action suit against this firm.

mother
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Sub: #216
Replied on 03-02-2011, 04:19 PM
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What do I do if I received a call looking for my son from this company?

q dog
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Sub: #217
Replied on 04-05-2011, 03:30 PM
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just file a bar complaint against mr fry, that will get them off your back.

q dog
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Sub: #218
Replied on 04-05-2011, 03:32 PM
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if they do not say the call is being recorded and this is an attept to collect a debt then they will pay your debt off and you can sue them. trust me!

no such lawyer
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Sub: #219
Replied on 04-05-2011, 03:42 PM
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i worked for jpf in 2008 and what a scam. they will not sue you just send a cease and disist letter from a form letter on the internet. ask for detailed list of charges and your account will go back to atlantic credit and finance and it will sit there for years until statue runs out.

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Sub: #220
Replied on 04-06-2011, 09:37 AM
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my daughter had an outstanding balance with HSBC and her account was sold to Atlantic. Her total bill was $1890 and we told them the best we could do is $900 in one payment and they accepted.

anooon
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Sub: #221
Replied on 04-06-2011, 11:16 AM
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#220--did you get a paid in full letter with it?? If not, be prepared for them or another JDB to come after you for the remaining balance, without that letter it will happen!!

Shawn22
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Sub: #222
Replied on 05-10-2011, 12:50 PM
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If everyone on this sites morals were as good as you think you are then you wouldn't owe the debt in the first place. Live within your means. I never took my own advice therefore I also have an account with JPF. The reason they keep calling is because you never answer your phone because you know its a bill collector from somewhere. I answered my phone and set up a payment plan with them. I never got a paid in full letter but it is now showing satisfied on my credit report. Quit hiding from the collectors of the debt you ran up. Be a grown up and pay your bills. I learned the hard way but it can be done. Don't spend more than you make. Basic economics.

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