John P Frye Law Office ripping me off, what can I do to get out of it?

where you able to make payments or did they want 100s of dollars in 5 days

are you kidding me? Go tell them to F*CK themselves that you are not paying it. It would cost them more to go to court and sue you though they might be dumb enough to try it. If you aren't worried about your credit, you have nothing to worry about, IMO.

They don't care if you are sick. I told a deb collector I just had surgery, I have cancer and I have no income or assets. They told me to borrow the money from a friend or relative.

Now they have a judgment against me. I purposely motioned to vacate so they can waste more money on an attorney and I lost. So now I am going to file chapter 7 and they will not get a dime. FUC* THEM LOL!!!!

These jerks are calling me too. They demanded the lump sum settlement and said they will not take payments. They also would not accept a check via mail. They told me the only form of payment they accept is over the phone. Scary! They suggested I borrow money from friends andfamily, open another credit card t pay them, even that I use a frind or relative's credit card. When I told them to go ahead and sue me she would not let me off the phone. You see, the phone bullies work almost entirely on commission. It is not in their interest to escalate the case. I started searching and found out this-

John P Frye is an attorney. His ENTIRE practice is collecting debt for Atlantic credit. He does no other work, not even collecting for other agencies. Atlantic credit is run by Frye's two cousins. Essentially , Atlantic Credit is not a client of Frye, they are one in the same.

I too read that Katzen is the guy to talk to. He is sick of the crap but has a lot invested in the practice so he settles it for far less money. It looks like a lot of people are just sending him money FedEx without any written deal. Do I need tosay this is a bad idea? It sounds like part of the scam to me. Frye and his bullies piss you off and Katzen comes behinf to clean it all up. Meanwhile they all make a buck on the debt they bought for next to nothing! Be careful. Don't let your desperate situation force you ino stupid decisions. These jokers are making things worse, not better.

Well....this company is aweful.....I also got a letter. I called, and the guy was a total a*#!! He talked to me like no other person ever has....I told him quickly what I thought.....I asked to talk to his manager. I also was given an altimatum....what jerks!

A 15 year old debt will not impact your credit score in the least as it is way beyond the reporting period. If they sue you, you simply motion to dismiss with prejudice due to it being way beyond SOL. If they threaten to do anything, you have them over a barrel because according to the law, they can't threaten anything they can't do, such as sue and whatnot.

I AM JUST STARTING TO DEAL WITH THEM FOR THE FIRST TIME, THE FIRST LADY THAT I TALKED TO COULDN'T HANDLE THE PRESSURE, OR COULDNT ANSWER ANY OF MY QUESTIONS SO SHE TRANSFERED ME TO SOMEONE ELSE. THAT JUST SHOWS THAT HOW THEY ARE DOING THINGS IS NOT RIGHT.

I'm also dealing with them and they are the rudess people on earth. The first lady I talked to also couldn't handle it so she
transfer me to another Lady who is a bat out of hell. She even suggested that I don't pay my mortgage so I could pay by credit card, can you believe that I told her you are crazy and I'm not doing that.

I am dealing with this attorney's office and have made several attempts to make payment arrangements. It's the same woman who makes the call and then it's the same man that comes on the line. He quickly tells me he can save me money but he needs the money right away. He won't work with me on a timeline and furthermore he has told not only myself but my new husband (whom they did not have permission to discuss with) to postpone our house payment. What are we to do?

Well they has by HSBC account and i decided not to pick up the phone and they sure enough did sue me! You better watch out!

Are usually the ones who "don't pick up the phone"....meaning that they probably aren't aware that if they send the Collection agency a Demand letter requiring them to completly validate your debt...then by law, they must reply..

I would send them a "Cease and Decist" letter telling them not to call you. This is your legal right. You can send that typeof letter to any debt collector, even if the guy is an attorney. Then ask for them to send you collection letters through the mail to deal with your debt. This will slow the collection preocess and allow you to file for bankruptcy if you need to.

howz about including a debt validation LETTER as well.make this rent-a-lawyer prove they have the right to collect this debt.that is also your legal right as well.

JPF i legitimate Law Firm that works in behalf of Atlantic Credit and Finance, and the only reason its been handled by an attorneys office is becouse your original creditor refuse to work with you anymore, you should be mad at them for not telling you they were selling the acct. As per the violations, tell me of one collection office that doesnt have one collector that is overboard, and they usually go out the door, and in regards to them pressuring you more than NCO, well NCO is NOT A LAW FIRM. And yes JPF can sue you if the law permits it. I hope people read this before they talk about things they dont know.

NCO has been sued dozens of times in Florida alone according to my attorney. I was one of the plaintiffs. I do not think that it was all from the same overboard collector as you put it. I would suggest the you get your facts straight before you post anything. I also deleted your duplicate post and would also highly recommend you proof read before you reply.

Anyone still dealing with them? I have been dealing with them for 2 years now and they have been absolutely horrible!