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Posted: Fri Apr 25, 2008 4:42 pm Subject: Law Office of John P Frye... HELP!

Well.. I sent a validation letter to the law office of John P Frye.. they called me the next day of course.. I informed them that I sent a certified letter for validation of the debt they have. They said if I ask for that.. they will not give it to me.. they will just sue me.. so I told them I was recording the conversation.. and asked them.. "so if I ask for this, you will not give it to me, you will just send my case to suit" they said nothing.. I said I have nothing more to say. A few more days later, again they called.. said the same thing.. why? I filed a complaint with the bbb and with FTC.gov. I haven't heard anything since. I am signing up with a debt settlement program now. Has anyone been sued by them? Of course the debt settlement program I am working with, said they have worked with that company before and no one has been sued. So who knows.. Just looking for advise and information. John P Frye only purchased the debt about 30 days ago..

Thanks!

Posted: Fri Apr 25, 2008 6:20 pm Subject:

Did you receive a letter from John Frye with a Miranda statement, informing you that you had 30 days to dispute the debt?

Posted: Fri Apr 25, 2008 6:36 pm Subject:

Here is the letter I got on 4/4/2008

Please allow this letter to serve as an introduction to Atlantic Credit and Finance, inc. (ACT). ACT has purchased the account referenced above and is has been place with the law office of John P Frye, P.C. for collection. At this time, no attorney with this firm has personally reviewed the particular circumstances of your account. Our records reflect you are obligated on the account. The account currently is in default. Accordingly, ACF as owner and hold of the account, is entitled to be paid the entire balance due. The current balance on the account is XXXXX. All payments on the account should be sent to the address above along with the attached coupon.
Unless you notify the office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume the debt is valid. If you notify this office in writing within 30 days from receiving this notice that you dispute the validly of this debt or any portion there of, this office will obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification. If you request this office in writing within 30 days after receiving this notice, this office will provide you with the name and address of the original creditor, if difference from the current creditor. If you are represented by an attorney in regard to this debt, please refer this letter to your attorney for a response.

Posted: Fri Apr 25, 2008 6:45 pm Subject:

I did send the letter on 4/10.. priority mail with delivery confirmation.. but not signature.. should i send another one with signature comfirmation??

Posted: Fri Apr 25, 2008 7:51 pm Subject:

it couldn't hurt.

Dr. Thomas Rendleman

At 8:00am, here comes the call.
A debt collector calls and asks me if I ready to discuss the debt held by their company. They seem to be hiring mentally disabled to collect debt. I recommend recording their conversations and say I will sue if you continue to call back.

They are filth.