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guest

I got a call from a law office that bought my account and they want me to pay the balance in full right away. When I told them I couldn't they told me to ask to borrow the money or go to Citifinancial to get the money. Ok, so now take out another loan because I can afford to pay them and put my credit in the toilet a bit more. I live in PA, can they sue me and if they can what will happen???????

Posted: Fri Jun 27, 2008 9:43 am Subject:

Aren't they a piece of work! Let me see what I can dig up on them!

Posted: Fri Jun 27, 2008 9:46 am Subject:

I can't find anything with that spelling!

guest · Posted: Fri Jun 27, 2008 10:02 am Subject:

I'm sorry, it is Joseph Pezzuto. I got the spelling wrong but I just looked it up by phone number in the yellow pages.

Posted: Fri Jun 27, 2008 10:04 am Subject:

Have you heard anything from them through USPS yet? When you do, you should get a debt validation letter out to them, make them validate that debt before you discuss anything with them! Smile

Posted: Fri Jun 27, 2008 10:42 am Subject:

Another Collect America franchisee...this oughtta be a good one

He hasn't hit Bud Hibb's radar yet and there's just a little bit on the Rip Off report about him. Wait and see what he sends you. If he's making demands for immediate payment on the phone, maybe he'll be stupid enough to commit it to writing Twisted Evil

guest · Posted: Fri Jun 27, 2008 11:29 am Subject:

Oh, I did ask for something in writing. They said they will send me something with a payoff of $500 less if I can pay it by Monday. Ok, where am I getting that money from?

Posted: Fri Jun 27, 2008 11:43 am Subject:

When you get the letter make sure it has the "mini-miranda" on it. If it doesn't and state's "this is a demand for immediate payment" or "due in our office in 10 days" with nothing about disputing the debt hang on to that lottery ticket.

guest · Posted: Fri Jun 27, 2008 11:51 am Subject:

Well, the woman I spoke to was very upset because I told her I did not have an e-mail address or number she could fax the letter to and therefore the payment by Monday is just not going to happen. I don't want to give these people any more information then they already have. I told her a letter in the mail would do just fine so I can verify some things. I know it is the end of the month but jeez, let it go already.

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