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 Posted: Tue Dec 19, 2006 9:11 pm Subject: Garnisment? |
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Can a collection co. after a settlement in court, try for a garnisment. Even when we payed part of the judgement. Which is agreed with in writing. Thank you
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BAPTISMAL_SCAR
Joined: 19 Dec 2006
Posts: 1
Debtcc Points: 34
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| Posted: Tue Dec 19, 2006 9:22 pm Subject: |
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Welcome to the forum! I don't personally know the answer to your question. I am sure someone on here does, but since it is later at night in some parts of the country, your question might not get any response till tomorrow. But, my opinion is that it sure seems like a collector wouldn't be able to garnish after a judgement. I mean isn't a judgement like the final answer to something?
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Lorri
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| Posted: Tue Dec 19, 2006 9:31 pm Subject: |
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To my knowledge, here's how the garnishment issue works:
-a creditor goes to court to obtain a judgement in debt against you. This goes on your credit record, and is a major black mark against your credit. Even after you pay the judgement in full, it will show on your credit for a certain amount of time as a "satisfied judgement".
-if the creditor decides to pursue this further, they can proceed with garnishing your wages if you do not pay the judgement.
I do not know your entire situation with this particular creditor. You stated there was a "settlement in court", but you also mentioned a judgement being partially paid, and "agreed to in writing". If you could give us a little more detail on this situation, we could offer a better answer to your questions. Many people here are better-versed than I am in credit and legal issues, and would be happy to answer your questions.
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SUEBEEHONEY70
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| Posted: Wed Dec 20, 2006 12:55 pm Subject: |
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Sue is absolutely right.
Here is something else...If you have altered the payment arrangements agreed on in court in any way, the creditor can and probably will file a writ against you.
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finsfan13
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| Posted: Wed Dec 20, 2006 2:28 pm Subject: |
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Obtaining the right to garnish is exactly why debt collectors and creditors take you to court in the first place. That is why it is so important to fight their lawsuits.
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BEFORE YOU SEND ME A PM: Unfortunately, I don't know anything about dealing with debt collectors, payday lenders, consolidating debts, and that sort of thing. I sue debt collectors for violations of the FDCPA, and I defend consumers sued by debt collectors.
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SamGlover
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