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Can a collection agency put a judgment against you when you have been paying the amount you both agreed on? I have never been late on a payment and it is always a week early.

Posted: Mon Nov 19, 2007 1:27 pm Subject:

Do u have the agreement in writing??
ANg

Posted: Mon Nov 19, 2007 1:29 pm Subject:

I would think that they cannot get a judgement against you if you both agreed upon an amount and you have it in writing.

Posted: Mon Nov 19, 2007 1:32 pm Subject:

Also i'd think that if u were indeed making any kind of reasonable payments to them they more than likely would not try to get a judgement on u.... I think they're better off getting the money they're getting now than to take a chance of losing a suit! Now of course i'm not saying this is 100% definate answer but makes sense to me...
Hope it does to u also,
Ang

Posted: Mon Nov 19, 2007 1:35 pm Subject:

If you have been paying them an agreed amount and have proof that you payed it, like your cancelled checks, they would have to be idiots to walk into a court room.

Posted: Mon Nov 19, 2007 2:20 pm Subject:

The most likely defenses you raise are accord & satisfaction & abuse of process.

Guest · Posted: Mon Nov 19, 2007 7:59 pm Subject: Credit Collection agency

Can a collection agency legally garnish your check from an old unsettled account? I don't deny that I owe SOME money, but not what they are asking for. Today I received a letter stating they would garnish my paycheck. Mind you, it is not the company that I owe the money to offering the threat---it is the collection agency.
Is this legal.
Please advise if yu know.

Niecy · Posted: Mon Nov 19, 2007 8:01 pm Subject: debt collection agency

Can a debt collection agency garnish your wages legally? I do have an unsettled account, but not the amount they are trying to garnish my check for.
Please advise.

Posted: Mon Nov 19, 2007 8:03 pm Subject:

Do they have a judgement against u? Unless this is a student loan they must first have a judgement.
And yes a CA can and do file suit against u.
Hope this helps some,
Ang

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Can a collection agency put a judgement against you?

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