Phone Calls

They probably figure that is a day you're off work, you would probably be home cooking some nice food, spending time with the family.

What a nice time to call, when you're in the middle of saying grace. You're less likely to argue with them because you don't want to "embarass" yourself in front of company.

Well, I'm sure that's true - most folks would be less willing to argue with them, but I for one would be more willing to hang up on them. LOL

I'm calling the phone company tomorrow to block numbers that come up as "unknown name/number", meaning they've got caller ID blocked. It will cost me a little extra every month, but it's worth it not to have to screen those calls. If it comes up "unknown name/number" right now, I just ignore it, and 9 times out of 10, they don't even leave a message - so I can only assume it's an autodialer from a telemarketing company.

Kyside,
They called the ICN????????? What did they think your brother would say, "Oh, let me walk away from my sick baby, as my late payment is more pressing???????" Some people just need to get a clue!!!!!!

ks, Its true I swear. I couldnt believe it . At the time the baby was only about a week or two old. We didnt think he was going to make it. I would think this is against Fair Debt Act. KYSIDE38

Kyside,
If this isn't against the fdcpa, I don't know what is! Also under the FDCPA, isn't there a part that says they can only call you at your contact numbers? And how is the ICN a contact number, right?

The only way I could think of them getting that number would be someone giving it to them. I would seriously be kicking one of my relatives/neighbors butt's for doing it too. Great way to add more stress to an already stressful situation.

FYI, I think my brothers place of employment told them. Still I think this was carrying this a little to far. Kyside38

Why would your brothers place of employment be giving out personal information to complete strangers? Don't they know that's illegal? At least it is in some states. I know I would be mad if someone from my work place was blabbing information to anyone who called for me.

If the agency knew in advance that someone was in the ICU and called anyway it is hugely insensitive. But if they called and were transfered before knowing about the situation then that makes they were doing their job. All hospital visits aren't all emegent.

I've even been cursed out because I didn't notify my debtor of a situation while he was in the hospital for a short visit. His family never gave him any messages.

FYI, They called my brothers employer and pretended to be family . Thats what is so horrible. They knew when they called hospital baby was in intensive care. I agree that they stoop to horrible levels at times. KYSIDE38

I siggest you have your brother take the person they called down to a police station or at the very least get the person, with their permission, on a recording stating what the agency said when they called.