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#1
11-23-2006, 06:50 AM
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Sub:
Phone Calls
I just had one of my credit card companies call me today b/c my payment is late. Are they allowed to call on holidays? I've been told in the past that collection agencies are not supposed to call on holidays, but I'm just wondering if this applies to the credit card company itself.
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#2
11-23-2006, 09:14 AM
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 Moderator Join Date: Jul 2006
Location: California
Posts: 3,962
Credits: 36,197
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Hey BrownSugar,
Are they offshore?? The reason I'm asking is b/c Cash Today called me on Thanksgiving Day last year--and we all know they're in London. And by the way, A very happy Turkey Day to you!!!!!
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#3
11-23-2006, 10:23 AM
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This is a credit card company and they are located in Delaware. You would think they would be closed and at home with their families' since it is Thanksgiving.
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#4
11-23-2006, 10:26 AM
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They can.
There are no federal or state laws mentioning that collection calls cannot be done on holidays. Credit card companies will call because they want you to pay the debts. Try to work out suitable arrangements. They will be willing to work with your plans.
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#8
11-23-2006, 03:00 PM
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I'm not at all surprised that they make their staff work on a holiday - they probably don't give them benefits either.
__________________
A journey of a thousand miles begins with a single step...and becoming debt free is a journey!
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#11
11-23-2006, 04:21 PM
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Moderator Join Date: Jul 2006
Location: California
Posts: 3,962
Credits: 36,197
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Sub:
And you would think that since today is one of the biggest holidays in America, they would think that their chances of getting alot of calls made would be slim and next to none! Almost as bad as calling people on Christmas.......
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#12
11-23-2006, 04:57 PM
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I cut the woman off real quick. I told her "of all days of the week to call me, why today, since it is a holiday?" She said, "well, your payment is late." I told her "you could have called me yesterday or some other day, but not today!" Then I hung up on her.
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#14
11-24-2006, 01:02 AM
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Here's a thought. Don't answer your phone on days you don't want to be bothered by creditors or collection agencies.
They can and will call any day of the week, including holidays. Most companies give this day off because they don't want to pay the holiday pay.
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#15
11-24-2006, 01:59 PM
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They can and will call you at Christmas. Trust me. I should know.
__________________
The Best Way To Be Is Debt Free and Alexandra is becoming free!
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#16
11-24-2006, 04:32 PM
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Senior Member
Join Date: Jun 2006
Posts: 2,488
Credits: 37,704
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Sub:
calls
Brownsugar, They call when they want to. Drive Financial called my brother when his baby was in intensive care at the hospital. They actually called the intensive care unit at the hospital. So these companies do not suprise me at all. They violate Fair Debt Act all the time. KYSIDE38
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