Law office of joe pezzuto - need advice on this collection agency?

well that depends.if it is a jdb then no,but if the agency is hired by the creditor then it is possible to charge interest,but there is not a set percentage.it varies state to state.

I made an agreement with this company to pay 45% of a bill I owe, which they told me I could, in 30 days (that would be about the 8th of April 2010). Now I recieved 3 calls in the past two days, saying I can't do that, that they "meant" to say by the 30th. Now, the "manager" says he is going to "listen to the recording of my conversation with Melissa" (the woman I spoke with) and call me back. I told him, I absolutely said to Melissa, thank you, and I am taping a post it to my calendar to call you back on the 8th. I asked the "manager", if she meant the 30th, when I told her I'd call her the 8th, why didn't she correct me and say, no, the 30th? They are all liars, and rude. I've been hung on 4 times by them. Another woman, when I told her I was in a hurry, she said, "For what? Where are you going?" I said, that's none of your business, she said it was absolutely her business. They try to intimidate and are very rude. Thank you for your comments, I am going to follow up what I've read on the previous messages and tell them I need my letter to validate the collection which should have been sent in 5 business days.

Let me shed some light on "The Law Office Of Joe Pezzutto". These dirtbags are nothing but a scumbag law office that opened 4 years ago to facilitate threatening debt collection letters from "law firms". They should be no more intimidating than any other private company debt collector that send you a letter requesting payment on a debt. My advice to ANYONE who gets a call from these retards is to change your telephone number immediately. If you get a letter, go down to the local Office Depot and pay $20 and buy a shredder and feed it. If you don't have $20, shred it up and put it into your kid's hamster cage for the little rodent to sh*t on. Seems appropriate.

Trust me, if a REAL lawyer is coming after you for a debt, you will be served a "summons to appear" by a person at your door to appear in court. At that time, explain your hardship to a JUDGE, and let the judge decide what you can afford to pay and not some unscrupulous collection agency that has purchased your bad debt for pennies for what is owed in hopes of collecting more from you with strong arm tactics and threats. I personally NEVER deal with collection agencies. If a creditor refuses to work with me during a financial hard time and turns me over to a collection agency, they get screwed. All that working with collection agencies does is continue the cycle of showing companies that it is a viable means of dealing with unpaid debts, and thus it propagates the scourge of the earth that is these debt collection agencies and "law firms" that allow debt collectors to use their name as an umbrella to threaten people.

I think it's hilarious. I don't buy things on credit anymore, so these buffoons can kiss my arse.

Hey Joe.... come and get me... oooOOOOoooooohhhhhhh..... ROFLMFAO

I received a call this morning June 10, 2010 at 8:05Am on my cell from your so called company in regards to my best buy account. First of all I am not saying that I don’t owe the money but I have been having major money issues to a point where I have not been able to pay a lot of money to my bills.. I have been making payments to Best Buy when I can. I have been calling them when I have been able to make the payment.. The conversation I had today with your “office manager” was very frustrating I was flat out told that needed to come up with money somehow and that I should pay my bills. VERY UNPROFESSIONAL. I tried to tell him that I didn’t have the money and he said that I should have read the contract before I used the credit card and that I was saying that I was refusing to pay the debt I NEVER said that I said that I said that I didn’t have the money and he proceeded to tell me to find it I am willing to make payment arrangements but it has to be reasonable I know that I am not that far behind in my bill and I can do 60.00 a month until it is paid off but that is all that I can afford He didn’t even give me that option just that I needed to find the money .. and that if I didn’t pay the debt off that legal action will be taken I advised that I didn’t think that they could” best buy” couldn’t do that he told me I didn’t know what I was talking about. and proceeded to callme a dead beat. i also found this on a forum that i was reading this came from someone in that law firm 'THIS INFORMAITON IS FOR ALLOF YOU DUMBA**CRIMINAL LOW LIFE DEAD BEATS THAT RUN UP HUGE CHARGES ON YUR CREDIT CARDS, THEN DONT WANT TO BE RESPONSIBLE FOR PAYING BACK WHT YOU OWE.
"WHEN YOU DONT PAY , THEN IT'S MY WAY'
I WILL SUE YOU IN ANY COURT OF LAW REGARDSLESS OF YOUR STATE OF DOMICILE..
why would you post this nice peopel that we have to deal with right.... that just makes them look stupid

I'm dealing with these people as of now. They are so rude and terribly unproffesional. I told this guy "Anthony" that i didnt have 15,000 to pay in one lump sum. He then asked me for take out a loan use credit cards or get a line of credit ... how rude! If i had the money in a lup sum i wouldnt be in this position, i asked him what are the options for a payment plan, he says no you need to pay it in full. i was so stresed out over it, he lied and said they dont do payment plans which i know is a lie. they saw a big debt and thought let's bully her to paying it out. mind you i just got out of college. so i thought of filing chapter 13 or debt consolidation. In the end the best thing for me to do was debt settlement of all my debts, he told me i couldnt do that and doesnt deal with "them". He's right! when i was trying to give the information for the debt settlement agency she couldnt find " the law office of Joe Pezutto. It's only when i put in the creditors address it came up. he then proceeded to say that he was tired of going back and forth with me and that he was going to tell the creditor that I RUFUSED TO PAY IT. can he even do that when i didnt even say that?! he didnt give me a chance to speak and he just hung up on me twice when i called back! i then called my debt settlement advisor and she informed me that i did my part i let him know what i was doing a, adn she told me he was unproffesional and not to worry myself because i did my part as a debtor.

I am dealing with these guys right now for a 20,000 debt that my X is supposed to take care of. I can say they are doing nothing but trying to strong arm people. I have never recieved any correspondence thru the mail from them and I asked them for their address. They asked me why I needed that and I told them because I need to send them a debt verification letter. At that point they started throwing well if you send that to us then we can't give you a deal on your debt. So I played their game and I said ok What is the deal. they said we can settle for 12. I said. How about 8? And the "real nice" fella on the phone said. Ok but I need to know tomorrow if you have the money and "I'll go to bat for you" Classic! So they told me if I sent a letter they were going to come after me for all of the 20,000. They don't want people to send them a Verification letter asking for signed contracts because they know the lending company has sold this debt to them and has washed their hands of it. And that 90 to 95 % of the time they cannot get the proper validation paperwork to continue to persue this case. If they cannot get the paperwork then they will have to dump this to another colletion agency and when that happens the chances of them getting the proper paperwork goes down even more. So don't be scared or intimidated use it to your advantage. But whatever you do If you make a deal with them get it in writing before any money is exchanged. Tell them you want the debt to show on your credit report as paid in full and as promised, You want no other collections against you EVER for this debt and that this debt is 100% dissolved.

regardless of who they are if they are attempting to collect a debt I would not give them information. The best thing you can do is. Tell them yes you are the person then tell them to mail you a copy of the debt you owe. If they ask for your address refuse saying they should have it. Do not give them any information for verification just tell them to mail it to you. You may have to pay a little for this service but it is guaranteed to work. look up repair my credit now and let them do the work for you. I had several things on my credit that were not mine and called them. Not only did they get these items removed from my credit but they stopped the harrassing calls as well. This is not a ploy from them to get you to use their service I actually used them. If you don't use them find another one but becareful because their are scams out there. I had about 18,000 dollars in medical bills that were supposed to be paid by workmans comp but it was not filed right. It cost me 1600 dollars that I had to pay out but they removed all 26 negative items from my report and stopped the calls.

I am currently being garnished by this company and they still call me all the time. Then when I called them back they said they had NO RECORDof my payments also whenever I call no one seems to have any idea what there talking about. I am also wandering if their legite

love it!!!!!

My question is - my original creditor was Providian - then it went to collections, I believe it's CACH, LLC now and then it went to the Law Offices of Brian K. Levy which then turned into the Law Offices of Joe Pezzuto.
I get this letter that looks like some sort of legal document that's from a lawyer or the courts or something making it look like I'm in a lawsuit.
Can this "law office" collect a debt for another collection agency who was not the creditor??
Thanks

This is on their website:
About Us
Our staff is trained to be sensitive to the needs of consumers and to comply with consumer protection laws. We listen to consumers and work with them to find a mutual resolution. We are committed to a company environment and policy where professionalism is our number one priority.

If this is a legit debt and company, they do have a right to start legal if they wish, but keep in mind that they must serve you and go to court before they can actually start taking money from you. In most cases most the questions asked are to make sure you are not biting more then you can chew on your promise. Most agencies are aggresive but not really illegal there is a fine line bwtween the two. In closing I doubt anything will be done if you give the info on where is coming from you actually pay at that time good luck!

This company say's things to strong arm you into giving them account and other information, WATCH OUT! They WILL LIE to you and tell you they ARE a lawyer, they are a collection agency that is part of a law firm. DO NOT GIVE THEM ACCOUNT INFORMATION! Have them send you proof that they have bought the debt you owe FIRST. Then make arrangements. Send them a certified check, give NO one your account information. They will tell you that they are going to take you to court if you don't pay in a few days, which they may and IF they do hold legal debt against you they CAN but it wouldn't help them if you can pay them within a few months as it takes a month to even GOTO court and then court has to make you pay! By that time they could have gotten the money directly from you in the time period you have it. DON'T LET THEM BULLY YOU. They WILL talk down to you, tell you YOU wanted to skip out on the debt etc. These are people who get paid to bully you, stand your ground and read as much on your legal rights if possible. If you have any issues with them, contact the BBB as they already have TON'S of files on this "law office."

Then YOU don't work with the "Law Office's of Joe Pezzuto" because they treat you like dirt! I hope more people read this, yes pay you bill but for goodness sake's don't let ANYONE treat you the way this company treat's people. THEY DO BREAK THE LAW WHILE TRYING TO OBTAIN MONEY FROM YOU, PLEASE READ YOUR RIGHTS AT THE ABOVE POSTED LINKS. Let's stand together AGAINST the corp bully's of this world!

I have worked in collections for 18 years and have seen many people sued. You should not give advise if you do not know what you are talking about! If you want to know what happen to people who do not pay their bills talk to an attorney.

yeah,yeah,but not by a piece of garbage bottomfeeder like this.please don't interject unless you know the topic,or if you work for this bottomfeeder.if the former is right then again save the blanket collector line.if the latter is right then back to the phones drone.