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 Posted: Wed Sep 17, 2008 5:26 pm Subject: I thought it was over |
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Tonight my brother called me and said he had a message on his cell phone from a collection agency. Anyway they did not leave personal information but it still makes me angry. I thought all of PDL issues were gone forever. Well, I called the number back and spoke with Mrs. Garcia, she told me I had a loan with Quickest Cash Advance. I know they are MTE. I told her everything about the Letters that were sent to them by the State of OK and MI. She gave me completely wrong dates of when this loan was obtained. She also said when they tried to withdraw from my account on 5/27 it was sent back. I know that all of this is a total lie because my bank account was not closed until 6/10. I also know it is a lie because she said I took the loan on 5/12 and I have all my bank statements. She told me to gather my information and call her by 10am tomorrow morning because she was meeting with the lawyers, and if I did not call they would call my county and press charges against me. What a bunch of crap!! I asked her what company she was with and she said Lawal & Associates. She said my file was sent from the collection agency. I asked her the name of the collection agency because if I was sent to collections I have never been contacted by phone email or regular mail. She then said well MTE is the Collection Agency.
Long story short I am looking for advice again. Has anyone had this experience. Will they really file charges with my county. I feel like if they do I am fully prepared. I have kept every email and piece of paper I sent to them. I did have a loan with MTE and it was for $300. I had already paid them back $270. I I sent them messages saying I would pay the $72 I legally owed them. They wanted another $300 from me, and I basically told them to go pound sand.
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srjanes
Joined: 27 May 2008
Posts: 51
Debtcc Points: 971
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| Posted: Wed Sep 17, 2008 5:30 pm Subject: |
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Isn't MTE one of the illegal PDLs? If so, I can't see them suing you, and I haven't read anywhere on these boards about anyone being sued by an illegal PDL.
Maybe someone who has dealth with them will be able to give you further advice.
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alias1958
Joined: 31 May 2008
Posts: 1249
Debtcc Points: 7204
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| Posted: Wed Sep 17, 2008 5:39 pm Subject: |
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Yes they are illegal. I think I will call my AG tomorrow and let them know these guys are harassing me.
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srjanes
Joined: 27 May 2008
Posts: 51
Debtcc Points: 971
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