i AGREE THEY DO NOT REPORT BECAUSE THEY ATTEMPT TO COLLECT ILLEGAL DEBTS AND WILL GET THEIR ASSES SEVERELY SUED IF THEY PERSUE THE MATTER OR IF IT EVER SHOWS UP ON YOUR CREDIT REPORT KICK THEM TO THE CURB SHOW THEM NO RESPECT AND DONT EVEN GIVE JOSEPH MANN AND CREED THE TIME OF DAY THEY ARE A BUNCH OF WHORING ILLEGAL DEBT COLLECTING BICTHES DO NOT GIVE THEM A DIME OR A SECOND OF YOUR TIME!!!!!!!THEY ARE BOTTOM SUCKERS THE BOTTOM UPMOST SUCKERS THAT YOU COULD IMAGINE!!!!!!!!!!!!!!!!!!!!!!!