My experience while dealing with JMC

hey guys.. ive read some of this thread and i owed jmc in the past. at first i paid them a settlement of 3k when i owed them 5k. it was before neteller went down. man i wish this thread was here then. i then paid them some around 2k to settle a 4k debt to i think it was citadel. know i supposedly owe click2pay around a thousand. I finally realized that these guys are totally bogus. they tell you that they will call the company and see if the settlement amount is ok and then call you back and say it is ok. Man i was gullable... they buy the debt for very cheap and collect for themselves... they dont collect on the behalf of click2pay. if it was a legitimate debt there would be more than one dc company buying these because they are worth a lot of money. My advice is DO NOT PAY THEM!!! I havent paid them for like 4 months and they will not go further.. they cant! In fact if they call you just do what i do.... tell them you are busy and to call back in a few minutes and then when they do call you back tell them the same thing and continue to do this... its lots of fun especially if you are bored on a friday afternoon Also try just answering and tell them you have to run and get a pen to write down the address of where to send the check and just lay the phone down buy the radio and see how long it takes them to hang up. Thats my Take. Just wish i could get back the thousands i lost on my credit cards from gambing online. Later

What does 'jmc' mean?? Never heard of that. A 'gambling thingy?' A PDL?? You say, " don't pay them". Who are they? I may know the NMAE, but, I don't know the initials.

Do not pay them a single penny without validating anything.

this ca company on first contact( while yelling and acting extremely unprofessional stated that the company had traced the IP address to my home and that next step would be prosecution)--because I knew I hadn't made transactions--I said "Fine let's go to court and take the 3 computers in my home and we'll see exactly where I have been on the web"--the CA then started screaming "It doesn't matter because they have your social security number--it was you! or someone in you home!" Anyways was wondering about IP's and references to them and don't know a lot but just found out today that I had to totally reconfigure my IP on computer to set up a wireless router on another computer just acquired--and guess what? The IP signal my DSL connection was sending out was not correct! JMC are a bunch of fabricators -with one lie after another--I agree with Goodnelly -- and feel sorry for you lip that you actually paid them anything! Hope other people find this site about said company before feeling intimidated by their tactics!

They traced the IP address?? Why? Not that I think they really did any such thing, but that is a funky method to use...are they trying to say they traced the IP of something agreed to or something?

No they just lied and tried to threaten that they traced the IP address--it took me over 4 hours today to straighten out the IP address that my dsl connection was sending-- and to prove it was same computer!--the support team--(outsourced overseas just kept saying "this is very strange")jmc company just used this as another threat---because most people like myself don't even know what an IP address is--I have since learned from the Napster cases that IP addresses don't hold up in court anyways--I have a 12 year old nephew who was banned from the internet as a restriction because of failing to to his homework--he then--hacked into the internet service provider of next door neighbors--and my younger brother didn't know what to think when he found this kid on-line!--even though they blocked this activity from their home!--I don't know how this stuff happens--I am not a comp guru at all--my passwords before this incident were all STORED into computer at home AND 3 work locations and my password was always "123456" okay? This company did not trace my ip address--they just tried to lie to somehow get me to admit I made the online gambling transactions but it didn't work.

It is possible to trace your IP address and get your information. It's very involved though and I can't imagine any why any collection agency would do that.

First secure your cpu with real security software and that threat become moot. My system will let you see a router ip but no one gets any further or the dogs come out!

What is this real security software Cajun? Sounds interesting to me.
Ang

I use manual registry tweaks,Zone Alarm,and Winpatrol to secure my network. I also sit behind a router so my cpu is not visible to the internet at all,only the router is visible.

I also have a router as to network all pc's in the house to online. My modem is built into my router. So is that security?
Guess i dont' know much here!

Ang

I feel for all of you guys. I recently had my accounts/computer accessed and someone gambled illegally on them. I was harassed by BoDog and Joseph, Mann & Creed like I was a criminal for weeks on end. They tried to claim I was liable for what someone else spent on my stolen card. They are so full of sh*t it's sad. Based on that logic, if someone stole my Black AmEx, I would have to pay for the new car the perpetrator bought with it. This is why businesses have fraud/theft insurance; problem is offshore c**sinos can’t insure these losses since they are illegal in US law and should have never existed to begin with. JMC is very unprofessional. It uses blatantly fraudulent means to try and scare individuals into paying an illegal debt. They are essentially engaging in racketeering. We should bring a RICO case against them and the offshore c**sinos. I recommend anytime you talk to/receive communication from this collection agency or any online c**sino you record the conversation for your own records. They are breaking numerous laws in their practices. To top things off, they have no foothold under current US law. Here is a formatted letter I sent them to get them off of my back. Remember to send it certified and request a return receipt with signature. Good luck.

Anyone down for a RICO case... I def have been left with emotional stress and harm. If that wins, move it to a nice civil trial. Compensatory damages would get the money back. Punitive damages would be nice for the irreparable emotional stress and harm these companies have caused. I’m recording every conversation I have with them from now on. Anyone down?

has anyones credit report , been reported to by jmc

I have a router too, and have a secure password. I use it to link 2 computers together (by Ethernet cable), but do not use wireless (yet). I disabled the wireless part, so no-one can drive by and steal my Internet access.

It is amazing what someone can do with some computer knowledge!