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Posted: Fri Oct 19, 2007 4:53 pm Subject: I beat NCO! |
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Title says it all!!!! I just got this letter from NCO in response to my DV letter I sent.
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Dear Goldenbast:
Thank you for your inquiry regarding the above-referenced account. Please be advised that the account is on hold pending closure in our office.
While we have complied with federal law, factors beyond our control may prohibit us from confirming or denying the presence of inaccurate information within the time frame prescribed by state law. We may not have sufficient time to complete an investigation of the alleged inaccuracy.
In addition, please be advised that we have contracted the credit bureaus with which we do business, with our request to delete our listing of the above-referenced account from your credit profile. We appreciate the opportunity to respond to your inquiry.
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WOO HOO!!!
_________________ Check out my credit repair blog. http://goldenbast.yesdebtfree.org/
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goldenbast
Debt Samaritan

Joined: 21 Aug 2007
Posts: 903
Debtcc Points: 14043
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Posted: Fri Oct 19, 2007 5:23 pm Subject: |
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Hooray Golden!!!!
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volleyballmom
Debt Samaritan

Joined: 27 Aug 2007
Posts: 4178
Debtcc Points: 24893
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Posted: Fri Oct 19, 2007 5:26 pm Subject: |
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awsome news goldenbast, congrats. you deserve it.
_________________ "It only takes a second to do something that you will regret for the rest of your life."
All the Best,
Luke
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Lukeskywalker


Joined: 19 May 2007
Posts: 1835
Debtcc Points: 15898
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Posted: Fri Oct 19, 2007 7:30 pm Subject: |
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WHAT!!! THAT'S GREAT!!! I am so happy for you! Isn't it great when the system works! I'll tell you, I have learned so much here! I sent them a DV letter not too long ago, and I hope I get the same results! Congratulations.
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eleroo


Joined: 06 Jun 2007
Posts: 1227
Debtcc Points: 14309
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Posted: Fri Oct 19, 2007 7:39 pm Subject: |
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Well, I guess you don't owe them. Congrats.
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JCEMT
Moderator


Joined: 10 Sep 2007
Posts: 2997
Debtcc Points: 27046
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Posted: Sat Oct 20, 2007 8:17 am Subject: |
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WOOOHOOO!!! Way to go! NCO is a tough one to work with.
The funny thing about them was, several years ago they called me on an account-I owed it, and they had the proper documentation. They were really nice, really good to work with. Years later, they call me on another account. I say to them, you had a previous account, we set up payments-blah-blah. This time I got Satans' bouncer, and they were really,really ugly!! Refused to talk with me, etc..I finally got things straightened out with them
Hopefully, this is a good omen, that they are going to start playing by the rules!!
Hope you have as good of luck with LVNV!!..Karen
_________________ As long as you are alive, there's always hope
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Bossy4455
Moderator


Joined: 27 Feb 2006
Posts: 5304
Debtcc Points: 63306
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Posted: Sat Oct 20, 2007 8:19 am Subject: |
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Congrats! This is wonderful!!
_________________ "It's a treat, being a long-distance runner...."
Allan Sillitoe, The Loneliness Of A Long-Distance Runner
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finsfan13
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Joined: 17 Feb 2006
Posts: 7021
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Posted: Sat Oct 20, 2007 9:47 am Subject: |
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Thanks:) LVNV is a whole other headache, but I'm stubborn
_________________ Check out my credit repair blog. http://goldenbast.yesdebtfree.org/
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goldenbast
Debt Samaritan

Joined: 21 Aug 2007
Posts: 903
Debtcc Points: 14043
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Posted: Sat Oct 20, 2007 12:00 pm Subject: |
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Keep after them!! And document,document,document karen
_________________ As long as you are alive, there's always hope
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Bossy4455
Moderator


Joined: 27 Feb 2006
Posts: 5304
Debtcc Points: 63306
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Posted: Sun Oct 21, 2007 5:13 am Subject: |
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congradulations, hopefully no one else will pick up the debt and run with it. I think it is great that you got them to go the extra step and take it off your credit report. I would send a copy of that letter to all three credit reporting agencies myself just to make sure it happens. great job!
_________________ Working my way out of this debt, one day at a time!
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fedupinpa
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Joined: 22 Jan 2007
Posts: 1666
Debtcc Points: 21375
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