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08-13-2008, 05:09 AM
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Guest
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Sub:
Who is LRA
I received an email from a person, in regards to my payday loan, and I was wondering if this is a legit company and if anyone has ever heard of them before, I am going to paste the email that I received and am hoping someone could help me in regards to this.
Thank you, Heidi Quote:
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08-13-2008, 05:41 AM
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Sub:
From what I could find...LRA is Lighthouse Recovery Associates is associated with MTE. Did you have a loan with MTE or one of the companies associated with it?
And...if it is an MTE company they are completely illegal. They are not licensed in any state to do business. The whole part about turning you over to their legal department is a threat to get you to pay. __________________
In life it doesn't matter how hard you hit, it matters how hard you get hit and keep moving forward.
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08-13-2008, 05:51 AM
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Guest
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Sub:
LRA
No I have never had a loan with MTE, I have no clue as to who they are either...
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08-13-2008, 05:57 AM
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Sub:
Did you have a loan with any other pay day loan company?
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In life it doesn't matter how hard you hit, it matters how hard you get hit and keep moving forward.
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08-13-2008, 06:04 AM
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Sub:
I checked the BBB web site and this company is accredidited through them....
here is what was on the BBB 
__________________
In life it doesn't matter how hard you hit, it matters how hard you get hit and keep moving forward.
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08-13-2008, 06:10 AM
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Sub:
Heidi, Since you received communication from them and you can not recognize this debt, I would send them a request for debt validation to find out what and who exactly they are "collecting" for. After you complete the letter, you can fax it to them but be sure to send it certified return receipt as well. Here is a link to a debt validation letter that is posted on this site.
http://www.debtconsolidationcare.com...bout34520.html And here are some FAQ's about debt validation. The information in this is really great and should help you with the process. http://www.debtconsolidationcare.com/validation.html __________________
In life it doesn't matter how hard you hit, it matters how hard you get hit and keep moving forward.
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08-13-2008, 06:11 AM
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Sub:
reply
MTE,MNE have a slew of d/b/a's.chances are you have a loan with them and don't even know it.which company did you have a pdl with if you had one?
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08-13-2008, 07:16 AM
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Guest
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LRA
I had a couple PDL with United Cash Loans, Sagamore, 500 Fast Cash, Rapid Cash Management, could one of these companies be using them, please let me know.
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08-13-2008, 07:35 AM
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Heidi, it is possible since they seem to collect for pay day loans. Did you default on any of them? What state are you in? At this point since you are not sure, I would most certainly read the link I posted above and send them a request for debt validation.
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In life it doesn't matter how hard you hit, it matters how hard you get hit and keep moving forward.
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08-13-2008, 07:47 AM
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Sub:
Just because they collect for MTE, doesn't mean they are associated with MTE. They are just a collection agency, they are not part of MTE.
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How I make some extra cash I earn at least $20 extra every month doing offers. And you don't have to pay a cent.
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08-13-2008, 08:13 AM
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Sub:
I am dealing with LRA right now, here is another thread that I started with them.
http://www.debtconsolidationcare.com/collection-agencies/lighthouserecoveryassociates.html They called me in regards to MTE and they were very rude. I spoke with Bob Barry as well. They are the ones who sent my account to the 1st integral recovery place down in texas. So it seems like LRA bought the account from MTE and they sent it down to Texas to be collected. But when I was speaking to Bob he kept referring to MTE as his client. __________________
ILLINOIS LICENSE SEARCH / CONSUMER CREDIT / GUIDE TO PAYDAY LOANS http://www.idfpr.com/dfi/ccd/ccd_licensees.asp ILLINOIS PAYDAY LOAN LAWS http://www.paydayloaninfo.org/state_detail.cfm?id=IL WISCONSIN PAYDAY LOAN LAWS http://www.paydayloaninfo.org/state_detail.cfm?id=WI WISCONSIN LICENSE SEARCH http://www.wdfi.org/fi/lfs/licensee%5Flists/
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08-13-2008, 08:17 AM
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I'm filing a complaint against them though and the people in Texas, because neither one of them validated the debt and they are not licensed to collect in my state of Illinos. I'm sending a debt validation letter to LRA today.
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ILLINOIS LICENSE SEARCH / CONSUMER CREDIT / GUIDE TO PAYDAY LOANS http://www.idfpr.com/dfi/ccd/ccd_licensees.asp ILLINOIS PAYDAY LOAN LAWS http://www.paydayloaninfo.org/state_detail.cfm?id=IL WISCONSIN PAYDAY LOAN LAWS http://www.paydayloaninfo.org/state_detail.cfm?id=WI WISCONSIN LICENSE SEARCH http://www.wdfi.org/fi/lfs/licensee%5Flists/
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08-13-2008, 08:23 AM
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Guest
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LRS
I am in the state of PA, I paid more then I should have and it was all the fees only, the guy even called my cell phone today and his name is Bob Barry
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08-13-2008, 08:29 AM
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Junior Member
Join Date: Jul 2008
Posts: 20
Credits: 219
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Sub:
I juse got the same exact email from the same person, however the company listed is BMG instead of LRA.
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08-13-2008, 08:33 AM
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BMG huh, from the same exact guy...same address and contact info and all. Thats strange
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ILLINOIS LICENSE SEARCH / CONSUMER CREDIT / GUIDE TO PAYDAY LOANS http://www.idfpr.com/dfi/ccd/ccd_licensees.asp ILLINOIS PAYDAY LOAN LAWS http://www.paydayloaninfo.org/state_detail.cfm?id=IL WISCONSIN PAYDAY LOAN LAWS http://www.paydayloaninfo.org/state_detail.cfm?id=WI WISCONSIN LICENSE SEARCH http://www.wdfi.org/fi/lfs/licensee%5Flists/
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08-13-2008, 08:38 AM
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Guest
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LRA
I live in the state of Pennsylvania, so is this place legit or are they just a front for another company.
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