Lombardo, Davis & Goldman

Hey im Dainel. Did they ever serve u papers?

Hi Daniel....no they haven't. They just leave me threatening messages.

SameBox Response from "Vikas":

Wait......the owner of the Lombardo, David & Goldman is a convicted felon? How do you know this?

I used to work there. It's not a real agency. Nothing legal will happen to you. There's no one named Lombardo or Goldman. Anything you wanna know about frank Davis or his little office, I'll be glad to tell you!

If they are not legal how can they call me and say they have claims against me? Her name is Rebecca. I called the number back that she left on my vm and she answered the phone. What did he do be a felon?

Do you know anything about a law firm called William G. Sokol? They are calling me now at work at on my home.

Type the name into the search box at top/right of any page on our site. There's probably info available.

Bayley. If you only knew. I worked there. It's owned by Frank Davis. Basically he bought a payday loan portfolio. He would have us collect on it for a 25% commission. Well, we'd take the payment info (check or debit whatever) and he'd run it. When it cleared, he'd pay cash. Well, this greedy **** would lie and say the payments never cleared or whatever and he would give us different work to collect. Each of us would get the run around til our patience waned and we left. Then he gets more collectors to work for free.

Let's keep it PG-rated, OK? - Uncle Wulf

WOW! That is terrible. It's obvious that people are desperate for money and utilize these pdl places, but for the collectors to take adavantage like that is terrible!!!!!! How can this place still be in business if they are practicing like this?

Sorry for the profanity.

The way he does this is by making his shop portable.
A couple sets of cubicles and a few computers with vonage or magicjack and POOF, you have a collection agency.

As far as collectors taking advantage... PDL's are a different kind of debt. So you have to use different tactics.

different tactics because most of them illegal pdl's?

None of the PDL's are illegal. Are they fair? NO. But before you apply for a pdl, you know what you're up against. The interest rates are right there online. You choose to put your check info in there. You actually get finds deposited into your account, and you literally give whichever pdl company to withdraw it.

What makes it different than a credit card is that the check info you put in is basically you writing a postdated check. It's easier to explain it on a personal level. Say you hand me $300 to get my car fixed. I say "Well, Bayley, I don't get paid until two weeks from now. So, here's a $400 check for such-and-such date, you can deposit it on that day." On that day, the check bounces. What would you do? You'd flip out. Writing bad checks IS illegal. I think the anonymity of online payday loans make people think the funds are coming from thin air and they don't really owe it back because they can't see the face of the person who gave them the loan.

It really gets crazy when the debt is sold to some rinky dink debt buyer. That's when the really crazy calls come in. Only because the debtors aren't seen as regular debtors. These people can't be approved for any kind of credit, so they go online and get a loan. They've been in collections before for all kinds of debt so they're a lil callous to normal collection tactics.

Ok, so I just now decided to google the "lombardo davis and goldman" name... They have been taking $ out of my Bank account for about 2 months now... What can I do? I live in Florida and the last $ is supposed to post tomorrow.... please help

You may want to read the posts on here about this company. From what I have been told, the owner is a convicted felon. I can only give you advice and what i would do is contact your bank and tell them the situation and close your account if you can. There are other folks on here that can direct you better on what to do. That is only my opinion. Allot of the places are illegal and will do whatever they can. Did you get validation that you owe the money?

Sorry; you're wrong. MANY of the internet PDL companies out there are operating illegally. People who are desperate go online looking for any way out of their financial situation thinking a PDL is a good idea. They don't realize that (a) the company lending money isn't legally allowed to do so (b) the fees the company is charging are exorbitant and illegal and (c) many of these companies will withdraw thousands of dollars from your bank account without your authorization, which is illegal, before you realize what's happened.