LVNV Funding has send my debt to a so called Law Firm who says they are not debt collectors but are calling and sueing me to collect a debt on behalf of LVNV Funding for bill I had with Home Depot and Sears. Sears was paid off earlier this year to the Sears Company even after they charged me off but LVNV who apparently owns the debt now says I still owe them. Home Depot on the other hand Charged me off as a bad debt back in 2006. But LVNV Funding is trying to still charge me 10% interest on a closed account that had been charged off and said that my state gives them the right to do so. I want to pay off my debt to Home Depot but not by getting ripped off in the process by Loan Sharks.

I want to know if a Debt Collector can still charge interest on a debt that from a company which the account has been closed and charged off or written off as bad debt and is listed as such on all credit reporting services.

Enter Your Samebox Message:

Closed and CO'd doesn't mean forgiven and un-collectable. They can still accrue interest at the rate set in your cardholder agreement. When LVNV purchased the debt, they also purchased the right to continue to charfe interest.

Enter Your Samebox Message:

Depends on your state laws..if they can continue to charge interest.

Enter Your Samebox Message:

I am looking for a phone # for lvnv funding llc in las vegas, nv 89119

Enter Your Samebox Message:

I can't find a number for the Las Vegas address, maybe someone else can. I did find out that they have changed their address a couple of times,though. Thelast one I found is 625 Pilot Road Suite 2-Las Vegas. It also appears that a company called PYOD may be collecting for them?? Maybe someone else will be along that has the most current info on them..good luck with these people!..karen

Enter Your Samebox Message:

__________________
As long as you are alive, there's always hope