Mann Bracken: Is it difficult to deal with them?

I got a good one! I was so stupid and put this 23 year old punk jointly on my credit card 2 years ago, he made all the charges of over $16,000, I was making the payments at first to save my credit. Now Mann Bracken sent me to Abritration and awarded Chase over $23,000. Now because I was married, even though my husbands name was not on the card, we live in California a community property state, I do not have an income, they are going to garnish my husbands wages at his job he has been at for 17 years and go after our business which is in his name and put a lien on our home. Does anyone know if it is too late to make payments? Mann Bracken told me today I have to pay the full amount plus arbritraion fees.

What do I do now. They are harrassing me and said they will attatch my wages. Can they. I am in Calif. $7000.00 in debt and willing to make payments.but not as much as they want.

Request VALIDATION, not "Verification". Verification means squat. Request Validation that you owe what they say you owe and demand they produce the contract/agreement with your signature on it saying you agreed to the terms of the loan. Most of the time, a collection agency will never be able to Validate that you owe.

they are calling my 79 year old mother 4 to 5 times a day
she is very sick and this has made her worst

I have been paying Mann Bracken and just received some junk mail saying I have a lawsuit against me. I looked up the case no and apparently I have a court date on June 1st. I don't understand how they can sue me when I'm paying them every month?

did you get the payment agreement in writing?if so bring that and all receipts showing the payments.if not bring the receipts showing the payments.this is a bottomfeeder deluxe and this isn't the first time they did this.

The following letter is the first step in disentangling oneself from the clutches of this outfit.
The next step – if they are not thus dissuaded – will be to appeal to the victim’s State’s Attorney General office and the American Collectors Association and his or her local State Bar Association for instructions as to how to file, the proper forms to do so, and what other information is pertinent.



DATE

CERTIFIED - RETURN RECEIPT


Mann Bracken LLP
702 King Farm
Rock ville, Maryland 20850

To Whom It May Concern:

This will serve as your legal notice under provisions of federal law, the Fair Debt Collection Practices Act (FDCPA), to cease all communication with me in regard to debt collection and any and all matters associated therewith.

If you fail to heed this notice, I will file a formal complaint against you with the Federal Trade Commission who is responsible for enforcement, the States Attorney General office and/or the American Collectors Association or local State Bar Association.
You are also notified that should any adverse information be placed against credit reports as a result of this notice that appropriate actions will be taken.
Give this very important matter the attention it deserves.
Sincerely,

I'm a single mother of 3 who recently lost my job. I had a Discover card that I 've had for 4 years, always on time payments. Until now. Discover just informed me that Mann Bracken is now handling this. What happens when you just don't have the money to pay at all? I'm barley able to feed my kids now. What happens after they take you to court?

i keep getting calls from them and when i call them back they cant find my number in their system. im really scared cause if i get a summons i might get fired from my job. i just dont know what to do

A summons to court over a debt only means that you can show up and contest it or if you fail to show up then the judge will find it in favor of the debt collector, which simply means you owe the debt (which could include lawyers' fees, etc.) They would still have to go back to court and ask for a judgement, garnishment of wages, etc. If you do not or can not pay this debt in full then you should make sure you have no bank accounts (checking or savings) as they could freeze those. Write a letter and send it certified offering to pay whatever you can afford. When you go to court then you can show that you are willing to make payments. If the collection agency cashes your check, money order, etc. then that may be enough for the court to say they accepted your proposal. Bottom line is that they cannot put you in jail or anything like that, but they could garnish your wages and freeze your checking and savings. Of course you would have to have an account to begin with. I would suggest going to court and explain you are on a very fixed, and limited income, however you are willing to pay what you can, to eventually settle this debt.

mann bracken filed a judgment and a lien on any property that i have, i live in california and the only thing that i have on my name is my car wich is paid off, they havent tried to take my car but im afraid they will some day. i already tried calling them to do a settlement but they refused they say that the only way they would remove the lien is to pay the whole thing plus the court fees. i can only make 55 to 60% of what is owed, since they keep refusing my offers, can anybody tell me if there is anything else i can do. or any loophole to use. i really dont want to go to bankrupcy for just $7000!

I keep getting calls from Mann Bracken. I have not answered any of them to this date due to having caller ID. I presume it is about a student loan my son co-signed on. Should I talk to them or continue to let them call every day.

I was trying to find information about Mann Bracken and found your message. I live in theh state of Florida, having the exact same situation you described. I have been paying them $100 per month for about 6 months. but now they wan to settle for an amount I don't have. I am going to find me a lawyer cuase i have no way of getting 2,900 all at once.

said it before and will say it again.never ever pay anybody over the phone.never agree to or give bank information over the phone.this place is a humanoid haven.even if they get a court judgement more than likely it was from improper service or venue.again nothing in writing no deal.let them huff and puff.it is your right under the FDCPA to get it in writing.

can they garnish my check before summons to court?

no they would have to get a judgement to do that.check to see if that is the case.your court clerk will have that info.again.they would need a judgement to garnish.what state are you in?