Mann Bracken: Is it difficult to deal with them?

I called encore which bought my bill from home depot I told them about talking to mann bracken to make a settle . i explaine to them about my disablty and only getting about $600 amonth and $500 for my mortage they said i need to talk to mann bracken I said I did they won`t help me then the man said maybe the judge will help. man they are the worse kind of people. I would be thankfull for any kind of help. mike

Can MB in Alabama garish a couples wages and put a lien on their primary residence for $50,000

Hi Mike,

Yes, I would have to say, you *are* better off working through the courts.

Guest,

Yes, with a judgment they can garnish your wages and put a lien on your house. $50,000? You should file bankruptcy!

I got a letter from Mann bracken informing me that Discover Card (where I owe Monies and keep un incresing because of high interest reates) that they are retained by Discover to collect the debt.

I called them on May 16 or May 18, 2009, The telephone # is 800- 678-7720. A female person answered. I asked for Atty Mann Bracken, She answered she is Atty Bracken. I tried to negotiate to pay off less amount to be considered as full payment. She have me on hold. for a few minutes, she told me if I can pay $5,800 and it will be consider as full payment but it is still subject to approval of Discover card.

I told her that I can't afford that but I,ll try to borrow money from my children @5,000.00 and the balance in 8 equal monthly payment of $100.

She said no. And that if I can't paymy account I will sued for judgment and they will my social security monthly retirement pension be garnished. and they will my mobile home in a senior citizen park.

My blood pressure was elevated and I can't sleep that night.
I was scared.

Finally my husband to pay the $5,000.00 which means we
have to cut off our basic needs and medical treatment.

We sent the sheck by certified return receipt. Mail it on 05/27/2009 and they received it on 05/29/2009.

Now they are claiming that they haven't received anything fromme. They even advice me to place a stop payment on the check. I told them I will not make a stop payment. As far as I am concerned they received that check.

Thanks
MBM
Santa Rosa, CA

I got a letter from Mann bracken informing me that Discover Card (where I owe Monies and keep un incresing because of high interest reates) that they are retained by Discover to collect the debt.

I called them on May 16 or May 18, 2009, The telephone # is 800- 678-7720. A female person answered. I asked for Atty Mann Bracken, She answered she is Atty Bracken. I tried to negotiate to pay off less amount to be considered as full payment. She have me on hold. for a few minutes, she told me if I can pay $5,800 and it will be consider as full payment but it is still subject to approval of Discover card.

I told her that I can't afford that but I,ll try to borrow money from my children @5,000.00 and the balance in 8 equal monthly payment of $100.

She said no. And that if I can't paymy account I will sued for judgment and they will my social security monthly retirement pension be garnished. and they will my mobile home in a senior citizen park.

My blood pressure was elevated and I can't sleep that night.
I was scared.

Finally my husband to pay the $5,000.00 which means we
have to cut off our basic needs and medical treatment.

We sent the sheck by certified return receipt. Mail it on 05/27/2009 and they received it on 05/29/2009.

Now they are claiming that they haven't received anything fromme. They even advice me to place a stop payment on the check. I told them I will not make a stop payment. As far as I am concerned they received that check.

Thanks
MBM
Santa Rosa, CA

STOP PAYMENT ON THE CHECK!!! and don't send them another penny; they can't garnish your social security!

Go to National Association for Consumer Advocates for an attorney referral or call AARP (even if you are not a member).

I recieved a summon and they call me saying they are going to work something out and call me back, i a father of 2 a wife who is not working, cannot make my montly mortgage on time and finally my wife is not work, can they force me to make a payment montly even if i go to court. help!

You should of stuck with your debt settlement company. You would of paid a lot less and leave someone else with the headache of talking to Mann Efff-ing Bracken

Important to know Mann Bracken is very much a Law firm!

so?if they practice collections they must obey the FDCPA.they are a class action suit waiting to happen.

Not waiting - there are 2 already that I know of - "http://fivemilliondots.com/post/2009/05/26/Class-Action-Lawsuit-Against-Wolpoff-and-Abramson-LLP-in-Connecticut.aspx"
"http://fivemilliondots.com/post/2009/03/18/Midland-Funding-LLC-and-Mann-Bracken-LLP-face-Class-Action-Suit-in-Federal-Court.aspx"

AND they had at least one last year, too!
"http://www.reuters.com/article/pressRelease/idUS242435+22-Apr-2008+PRN20080422" (Interestingly enough, this one was filed by Hess Kennedy.)

The *hilarious* thing is that they are claiming they have negative assets!!!! Well if they acted like HUMANS perhaps they could turn a profit!!

That's not counting the 58 individual lawsuits against them for FDCPA violations so far this year (*86* since Jan 2007)!!!
"http://fivemilliondots.com/post/2009/06/18/Mann-Bracken-Named-Defendant-in-58th-Federal-Lawsuit-this-Year.aspx"

Somebody remind me again - what good is the FTC? What the heck are they waiting for? Doomsday? 86?! And no FTC suit *YET*?! grrrrrrrr.............

"http://fivemilliondots.com/post/2009/06/18/Its-a-Shame-When-Consumer-Lawyers-Says-the-FTC-is-Useless-When-it-comes-to-Debt-Collectors.aspx"

Seems to be true.... Color me disgusted...

I RECEIVED PAPER LAST NIGHT, I CALL THE TOLL FREE NO, 1-877-275-8878, THE NEXT DAY AND GOT A COLLECTION AGENTY, AND BOY DID SHE GET UGLY WITH ME, I THANK GOD THAT MY GRAND DAUGHTER WAS STANDIN IN THE ROOM, IT HELPED ME STAY CALM. THE LADY NAME IS OR SHE SAID THAT HER NAME IS SHUN MACBY, THE ONLY THING I WAS TRYING TO DO WAS TO GET THE COURT DATE CHANGED, SHE SAID THAT I COULDN'T I WANTED TO AKNW HOW OFTEN DO I GET PAID AND HOW MUCH CAN I PAY, SHE TOLD ME THAT THE LEAST I COULD PAY WAS 2,929.75. I TOLD HER THAT WAS NOT IN MY BUDGET, SHE GOT PERSONAL THEN. I TOLD HER AGAIN THAT I ONLY WANTED TO CHANG THE DATE, SHE ASKED WHY, I TOLD HER I WOULD BE ON VACATION, SHE GOT PERSONAL AGAIN, I TOLD HER THAT SHE DO NOT KNOW MY STORY ON HOW I WAS BLESSED WITH THIS TRIP. I LOOKED UP THIS MAN'S NAME ON THE WEB, AND FOUND OPUT ALL THE REMARKS AND COMMENTS, IT IS A RELIEF, AND I YET WANT TO GET RID OF THIS DEPTH BUT NOT THRU THEM,SOMEONE PLEASE REPLY!!

My husband has received a Notice of Intent to Sue from Mann Bracken recently this month. In this letter it says that if he wants to avoid the time and expense of litigation they invite him to call the office and that they hope he takes advantage of this opportunity to avoid the consequences of court proceedings. They also state that if he has an income tax refund, perhaps he can use the proceeds from that to pay the account.
A little back history here. We had a Jeep Liberty with only a year left to pay on it with Chrysler Financial. Because we were in danger of losing our house we decided to listen to a debt settlement company *(like idiots) and stop paying our credit card bills. (That was no good as we have already felt the intense strain of a $500 every two week garnishment on his paycheck a few months ago.) We also ended up being 3 months late on the vehicle. Feeling the pressure of needing to do something and feeling like we had no other options since we had already exhausted all the extensions Chrysler was willing to give to us, we followed the poor advice of someone we knew and returned the vehicle. (This was our most reliable vehicle) Many months later Chrysler sent us a notice that the vehicle was sold and we owed roughly about $5000 to them for the difference. We had planned to send them a little money every month until we could afford a higher payment amount, however we were never able to. We pretty much live paycheck to paycheck right now and our every day bills are finally getting paid on time. We try to skimp here and there on things but it doesn't always work since my business is an in home daycare. Our income is also unpredictable. We have no savings and I'm worried another garnishment will put my husband in the unemployment line with a sorry no help for you sir. Can anyone help us figure out what we can do with these people? In their letter they state that we owe $6194.15. We don't have that and I can't finagle any high amount out of our monthly budget to even come close to that. We already have two car payments now. One has about 18 months left on it and the other is a second chance auto loan which we need to keep because it's my husband's only reliable transportation to and from work. Please if anyone can help it would be great.

Terry,

I hate to say it but that was a very poor move on your part. Stating that you are on vacation will make them slobber with joy and that statement will most likely be used against you in court.

You have to ask the COURT to get the court date changed (you can file for an extension).

(By the way, since it appears that you are new to the Internet, all caps is considered bad manners and the equivalent of getting in someone's face and shouting at them.)


Billysgirrrrl,

That does NOT make you an idiot, that shows that the debt settlement company you went with is a bottom feeder who engages in deceptive business practices, which is unfortunately (and disgustingly) common, which is why so many consumer advocates are up in arms about them. You should file a complaint against them with the FTC, and your State Attorney General.

And look into filing Chapter 13 Bankruptcy. Your situation sounds really bad and is likely to get worse.

The only problem with filing for bankruptcy is that my husband has already filed and doesn't want to do it again. He seems to think that us struggling to somehow make it is much better than the "embarrassment" of going to court for bankruptcy. I'm not even sure that we would qualify. I'm going to try to contact an attorney today to see what our options are though.