Midland Funding LLC – How do you deal with this collection agency?

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Sub: #81
Replied on 08-02-2009, 02:34 AM
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CJ, you can send a registered letter to a PO Box, they will have to sign for it when someone picks it up.

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Sub: #82 midland
Replied on 08-04-2009, 12:22 AM
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bunch of lowlife smut scum of the earth, my lawyers going to carve them a new asshole once they start garnishing my wages



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Sub: #83
Replied on 08-04-2009, 01:21 AM
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CJ,

25 years ago?! That's SOL all the way!! Send them a Cease & Desist letter right away. Tell them to shove off!


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Sub: #84 Midland Funding LLC.
Replied on 08-09-2009, 10:39 AM
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I recv a letter from midlanding talking about garnishment.So i called and they was so nasty they said i owe 735.00 and I am willing to pay 400.00(that all i have) so we can close the acct.I never recv any letter prior then this one dont they have to take me to court first befor they just take mony out of your check.

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Sub: #85 Midland Funding LLC
Replied on 08-12-2009, 06:47 PM
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How long is the statue of limitations in the state of KY. They say they are going thru a law firm called Morgan& Pottinger P.S.C. out of Lousisville, KY



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Sub: #86
Replied on 08-12-2009, 09:20 PM
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They can request your employment to voluntary attach your wages. Most won't do it without a court order, but many will.

SOL for KY is 5 years.
"http://www.fair-debt-collection.com/SOL-by-State.html#18"


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Sub: #87
Replied on 08-13-2009, 01:46 PM
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I just received a "supposed" summoned wage garnishement in the mail......although no one ever signed for the paperwork. They are telling me that in 2 weeks if I dont come up with 1300$ then my checks will be garnished....yet nothing has been served to anyone, not even my employer. Is there any way that wages can be garnished without my employer being notified?

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Sub: #88
Replied on 08-17-2009, 05:44 PM
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CAN YOU TELL ME IF A SUBOPEN A LEFT ON YOUR CAR WINDOW SHIEL IS LEGAL WITHOUT PROPER SIGNING? THIS
HAPPEN IN CALIF PLEASE ADVISE THANK YOU

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Sub: #89
Replied on 08-17-2009, 05:51 PM
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CAN YOU TELL IF A SUBOPENA LEFT ON YOUR CAR WINDOW
SHIELD IS LEGAL? THIS HAPPEN IN CALIF , PLEASE ADVISE
THANK YOU



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Sub: #90
Replied on 08-18-2009, 04:14 AM
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Car window?! How can they find your car but not your mailing address?

Information Sheet for the Service of Process in California.

In person or by mail.

You may wish to call your local court and verify with them that it is a real summons.


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Sub: #91
Replied on 08-18-2009, 05:00 PM
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midland llc suppose to garnish my wages thank you for replying on the subopena left on my windowshield
i didn't sign anything. i have been to court three time last year
they still hounding me with letters. question is this legal in state of calif?



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Sub: #92
Replied on 08-18-2009, 09:04 PM
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And why don't you file for bankruptcy? It seems *far* better than being hauled into court every few months.


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Send message to Amy martin
Sub: #93 scum people!
Replied on 09-11-2009, 08:59 AM
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Ok, I just got a call from jay Taylor PC, a division of Midland funding. They told me they were trying to contact me regarding an old bank of america account. I do believe this account is past the statue of limitations, so I havent been to concerned about it. When I said I had received no communication at all, what address did he send the letter to, he told me an address we had over 10 years ago.. I didnt even have that credit card at that address. I did not update my address with them, and he told me I would be served. What should I do?




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Sub: #94
Replied on 09-15-2009, 04:34 AM
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Quote:
Originally Posted by Amy martin View Post
Ok, I just got a call from jay Taylor PC, a division of Midland funding. They told me they were trying to contact me regarding an old bank of america account. I do believe this account is past the statue of limitations, so I havent been to concerned about it. When I said I had received no communication at all, what address did he send the letter to, he told me an address we had over 10 years ago.. I didnt even have that credit card at that address. I did not update my address with them, and he told me I would be served. What should I do?
Hi Amy--

First thing, what state do you live in? SOL is different from state to state. Next, when did you make the last payment you made to them? This is very important, as this will determine when the SOL began and also when it expires.

OK, check that, I am guessing you live in Texas. If so, you are in luck, as Texas has the toughest debt collection laws in the country. You need to IMMEDIATELY send this law firm a certified letter requesting validation of the debt. They have 30 days from date they get this letter to send you validation, if they do not then Texas law states they cannot collect on the debt!

Send that letter to this address, if in fact you are in Texas--

In either case, the SOL in Texas on this debt is 4 years. If this has been delinquent for longer than 4 years, you can tell them to go pound sand, basically. Once they know that you are aware of the SOL being expired and what that means for them trying to sue you, they usually wont try it because they know you will simply use SOL as your defense and they will lose.

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Sub: #95
Replied on 09-17-2009, 02:08 PM
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Thank you so much.. Yes, I am in Texas.. I will do this immediately.. Thank you so much! I cant remember the last time it was paid.. I think the SOL might have about 4 or 5 months left..

Amy

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Sub: #96
Replied on 09-19-2009, 04:06 PM
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hello
i had a judgment in mccraken county court by judge cylmer , the case was midland court the case credit card was 1997 last payment , i got notice on sept 2008 i was being sued by midland , i asked whats for and tried to repersent myself , they won because they stated sept 16 there was a court hearing , and iwas not been notified i did not know about the court date , then they filed summary judgment because i did not show up , what can i do from this point , they played crooked pool , now they have a judgment what can i do , go talk to the judge or what ,,




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