After bouncing from CA to CA, my account (formaly of BofA) is now in the hands of Forster and Garber which I understand are collection attorneys. I have sent them a DV letter, however, they have not responded. Is this the proper protocol being that they're collection attorneys and not a CA? If I don't here from them by mail, should I call them? Am I doing the wrong thing by asking them to validate a debt? I want to get the ball rolling but they don't seem to.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.