National Action Financial Services - Is it good to deal with?

jack john=turnip.

They call all the time and harass me about a non-existent Fleet bank account, Fleet was taken over by B of A The account was transferred and became a B of A account, they still lie and say "You owe money", F*** no I don't, B of A apparently never paid fleet's accounts, or listed them as charge -offs, straight LIE.

As well, were there a debt, it's now barred by Statute of Limitations, and irrelevant now They lie and say it's NOT under Statute, and still due, F*** them,

This company sent a letter to a friend I am helping out. I sent a DV letter for him and they received it on February 27th. I called them and they now say they sold the account off on the 27th and have no information on it,lol......

My parents were receiving daily calls from this company. They simply reported it to our county sheriff. They called the company, found out the phone number the collector had was out of date, and got them to quit contacting my parents. They were very interested in having us notify them if the phone calls persist.

I started at a new company with a new phone number and have received calls EVERYDAY telling me to call Jeremy Perry at 800-219-6227. I call them back and they have no idea why they are calling, who they are calling for, and have no record of this phone number. I ask them to stop calling and they say they will "look it up and get back to me". So far, I still get a phone call every day and NO one there knows why.

The thing about this company is that it doesn't have the simplest of it's facts straight. I actually owe them (get this) $40. That's it. (completely could have been avoided, I totally accept the responsibility) It's on a blockbuster account my husband and I rented and never returned. I called them today about paying it in full, no one could find a record of my husband and it took me an hour and a half to track someone down and try to pay them. I finally got a hold of a male, explained to him that the account was over a year outstanding and I wanted to pay it. Hereafter a yelling match ensued. It. was. ridiculous. I told him that his company had NEVER contacted me, I assumed the account went into collections which blockbuster acknowledges that the account was bought out from NAFS. Blockbuster gave me their number and after getting disconnected and ping-pong'd I got a hold of this man who began insulting me for waiting so long to pay it. This $40 dollars is the ONLY thing on my husband's credit report now, and after the yelling match and the back and forth insults I hung up. I did his job for him. I called him unprovoked to settle this crummy $40 and they couldn't even do THAT right or professionally. The account is still as of this afternoon outstanding because he claims the system 'cycles out' accounts every so often which is part of why they were having problems finding my husband's account. It all ended up sounding and being a bunch of b.s.

This alleged company calls my home every other day. They are a third-party collection services company attempting to collect a debt for Pinnacle Credit Services, LLC. We bought a phone at Target and it has an electronic voice that states the name and # of the party calling, which is heard throughout the house. I do not pick up when I hear, "Call from 'unavailable,' 1-800-697-4981." I called this company today, stated who I was, and asked for a mailing address. I was not given an address, rather I was harrassed as to the reason I needed an address...so I hung up on "Mr. Dunn," most likely a fictitious name, but a rude S.O.B. who wanted to play verbal games, rather than just GIVE A COMPANY ADDRESS! He did not know why I asked, I may have decided to send money, for all he knew. But Mr. Dunn proceeded to harrass me as to "why" I wanted the company's addresss, so I refused to talk to him. I called back and an R.K. Ross answered the phone; polite, professional and he gave me the address I requested. If anyone would like the address, here it is:

National Action Financial Services
165 Lawrence Bell
Williamsville, N.Y. 14221

You are wrong, Mr. Noooone, in that a person does NOT have to pay a bill if they have had a financial collapse. They do need to send a letter to the address of the financial institution who is harrassing them through mail, phone calls, etc., and ask the company to stop calling; THE COMPANY HAS TO OBLIGE AND THEY MUST stop calling. Companies are not PERMITTED TO HARRASS. Most people are very happy to pay their bills on time; including the U.S. GOVERNMENT! ... which has a serious problem, as well. Do not think it cannot happen to YOU at some time in your life, Mr. Noooone. You might eat your words someday.

LOL I did like the "drugs" comment ... I don't even take asprin!

These companys lose their right to sue after 3 years. each state has a different SOL but most are 3 years.

I told this lady that i will make a payment she said okay for the amount. now they still call me every day some time 3 or 4 times a day and are very rude the lady to me to get a job. How when there is no jobs out there for me. im going to legal aid for help on this b.....

I'm in debt, all of which has gone to creditors...a real mess to say the least. Between nearly a year in default car loan payments, a large school loan, medical, cell phone, and a number of small miscellaneous debts;where do I even begin. I've recently been getting calls from NAFS & they probably are calling on a legit claim, but without knowing what bill they're collecting on...I don't want them to know where I live or work if it's not something I can pay off quickly.
What to do?

A while back, when economic outlooks were better, National Action Financial Services LLC, or NASF, joined with a global entity named SITEL, which was a very profitable customer service outsourcing company (the phone rep whom you can't understand) until the global economy tanked and the conglomerates outlook became less rosy.
SITEL, not educating themselves adequately on U.S. consumer protection laws were leaning hard on the NAFS collections operations to increase contributions , who then leaned on consumers too aggressively which won them at least one hefty fine in 2007 for illegal collection practices.
SITEL has not been overly generous in sharing their results since 2006, and there’s speculation that it is experiencing some losses worldwide. The fine that their collections side was penalized with was absorbed and doesn't seem to have dampened their over-aggressive confrontational style. It is unlikely, given their worsening financial status, that SITEL will back off their over-zealous behavior very much for the reason that improved earnings from the collection operations are now so urgently needed, and foreign owned companies are notoriously slow to learn about American culture as well as applicable consumer law. They will likely have to take a few more significant legal hits before stepping back and rethinking the risky NAFS model.

national action just called and left me a message. the debt they are calling on is over 10 years old. do i talk to these people, or do i just always watch caller id and ignore them. are they going to start calling friends and family???? about the debt... i sent through a debt repayment plan and paid all but 1000. i recieved a letter from a "lawyer" a couple of weeks ago, claiming that the debt was over $9000 because of fees and interest. this debt has not been on my credit report in years. just wondering how i need to handle this situation.

Jerry was apparently right about "NEWMAN"!

I'm trying to settle a debt with NAFC, they faxed a settlement letter, but it does'nt have much info on it, say's - you actually owe-xxxx
we will settle for-xxxx
amount due by-xxxx
Does'nt have any signatures, is this legit?
Also the debt is from a loan I co-signed (stupid,I know) and I never got a copy of the original loan documents. What do I do?