National Action Financial Services - Is it good to deal with?

i too have reported this company to the state attornys office . they have called me for the last two months trying to collect on my wifes fingerhut bill which was less then 1000 dollars 9 years ago . they now say she owes 5000.00 they called my cell number asking for her . i told them that this bill was past the statute of limitations laws and that my wife had no money . my wife has medical problems high blood pressure and other aliments i recieved for two months now phone calls where there is no real person there . today i finally called the 800 nimber to tell them to leave us alone i refused to give them her number as i do not want her harressed like they have done me . these guys ues differant names each time , they keep talking even when you try to discuss the issues so i went off on them and he said you are being recorded well thats fine i told him that the good LOrd will take care of him and he needed a real job instead of harressin poor folks . he got my blod pressure up and im tired of there tactics . its time for a class action suit for a classless company

please, to the humanoid at nafs.you have all those things because you broke the law as everyone at nafs does.so nice not to have any morals huh?i don't pay cretins who make fools of themselves.whether it is on the phone,or this forum.your blither won't make this forum go away.in fact we get stronger knowing we get to you people.your post proves that wonderfully.

This guy Ron keeps calling here looking for someone who hasn't live here for over two years. I have told them three times to stop calling. They have the person's home phone number but insist on calling me. Not only are they harrassing me, they are extremely rude. They also leave me messages that they are a debt collection agency and are looking for this person and provide details regarding the unpaid debt. Isn't this a privacy issue since I have already notified them that they have the wrong person?

They've been calling me and leaving messages the last couple of weeks. I finally called back and told the girl that even if I did incur the debt, which I pointedly did not acknowledge, that the bill (something like $200 from the late 90s, and I'm not so sure that I hadn't actually paid it) was uncollectible because the SOL had expired.

She transferred me to a "bad cop" type guy who tried to trick me into acknowleding I owed the debt by asking about the original creditor. I told him to do his own homework and that's when he got nasty. He tried telling me there is no SOL as this is not a criminal matter. I told him there is and not to pretend he didn't know otherwise.

Finally, he huffed "I'll just document as a refusal to pay. Is that what you want me to do?" Then he hung up on me.

Actually, I had some fun talking to these morons.

i don't have that item that i owed becuse i returned along time ago and i don't know what they are charging me

This is very helpful information. I just got through a situation with the ASSET MANAGEMENT GROUP. -who are scammers as well. I received two vmails on my unlisted cell to call a Mr. Braun-but the woman didn't say my name.
I will not be calling these people. I'll check my credit report and dismiss these calls as scam calls. My phone isn't even in my name, it's part of a family plan.

I don't know how old your post is but wasn't there a class action law suit filed against Block Buster? Or didn't they just lose a Class action law suite about 5 years or so ago?
And they're now afiliating themselves w/these snakes? Hmm, guess tehy didn't learn their lessons

I was contacted by this company at 8:16am , I don't start work normaly until 8:30am. I came in early this morning and let the call go to voice mail since it was not a business listed in my directory. After listening to the womans sloppy - half - a$$ed message while sucking on a jolly rancher, I became worried sick to my stomach. I called the number and spoke to a man named Mr. Miller. I had to give him my social to pull up my information since the woman who left a message didn't have the common courtesy to leave her name or an account number for me to reference. He made me aware of a VERY old cc bill I owed that had somehow made its way to collection. I advised him I need a written form of the bill and the original debt. I also told him that is was in our conversation currently they ARE NOT TO CONTACT ME BY MY WORK phone. I gave him my cell number and requested not to be called during my business hours which are from 8:30am-5:00pm. All of which he was more than happy to acknowledge. I updated my mailing address so they could complete my request as well.
All of this correspondence in VAIN!
Not but 5 minutes after I hung up with Mr. Miller; the woman whom called orginally (April) called 2 times back to back. She left no voicemail the first call and a very rude message the second call. She stated I had no option at this time to request a letter or any more time...blah blah..
I was flamming F****ing mad at this juncture! I called Mr. Miller's number which I had obtain in my first call back to the company. I started to tell him I had just recieved 2 calls after I had just spoke to him and specifically requested that I NOT be contact during these hours! He put me on hold and swiftly transfered me to April. She immediately starting talking over the top of me when I told her she was not supposed to be contacting me per my specific request... She kept saying 'your request doesn't matter' over and over each time I was trying to tell her that I had just update my contact information and time... she still shouted right over the top of me 'your request doesn't matter'..
I ended up hanging up on her naturally.
I was more than willing to work out some sort of payment arrangment upon the reciept of my requested information regarding the original bill... BUT NOW... they can go to hell!
I faxed them a formal request for a copy of the original debt and all contents leading up to there handling of the matter.
(I used a form I printed from the web site... thank you so much!)
I am also mailing a certified copy, and keeping a copy for myself.
I am also reporting them to the FTC and FCC.
They are garbage and horrid, pittiful excuses for human scum.

OMG! These people are driving me nuts! They keep calling for someone I never heard of. I finally used the 866 number listed here and finally got a live person on the phone. I explained and they hung up. So I called again. She took the number from me and then hung up. So I called AGAIN and was told there was no such number in their system and she hung up AGAIN!

So...use this number 1-866-529-1899 to get a live person on the phone but be prepared for rudeness. Tell them to put you on their "Do Not Call" list whether or not you owe them money. They don't deserve to collect due to their obnoxious behavior.

why is it that no one understands debt?, i am 21 yrs old and have been doing collections for 2 yrs, never ever have i went sour on a bill that i caused, my mother taught me to get my priorities together and pay my bills. i do understand that collectors can be rude and take things to the extreme at times, but im so sick of debtors playing the victims! i do not believe it is right to take a 5k credit card out, buy urself whatever your heart desires and not pay it back, do u not see ur hurting ur credit along with others who will pay their loans back. that is why interest rates are so high!! HELLO!!! and can we get it together and stop blameing bad debts on the recession, i call debtors cell phones, turn ur service off until your not in debt!! or when u pull a credit report and people have 3 different car registrations and other open lines of credit! if you put effort, make a payment or set up a settlement its only going to help yourself!

Not everyone has been lucky enough to obtain or keep a steady job. The recession is, what it is.

thatbillcollector, maybe you do not understand some of the complaints here. This company tries to collect old debts past the statute of limitations. The reason there is a statute of limitations is that people should not have to worry about being contacted about some old debt THAT THEY MAY HAVE ALREADY PAID.

Think about it, if you called me tomorrow and said I owed 98 bucks on old Sears charge card back dating back to 1986, do you think I would have some sort of record after all these years to prove that I actually did pay it? How would I prove that I don't owe it? It's not reasonable to allow for collections after a certain period of time because who holds cancelled checks or other payment records for years and years and years, particularly for relatively small sums of money?

If this statute wasn't in place, then shadey companies like NAFS would be harrassing people all the time for old debts that may have already been paid and long forgotten about. It's one thing to attempt collection on recent debts, and I have no problem with debt collectors who try to do so within the limits of the law, but NAFS is not one of those companies.

well armadillo.before this forum started.places like NAFS treated their jobs like therapy sessions.they can vent against an unsuspecting populace while feeling better about themselves.the people who work at places like NAFS have issues,and work them out by acting like cavemen or women on the phone.when in reality they are probably walked on by everybody.it's sad really.the SOL,and FDCPA exist because of places like this.this forum as well.

I keep getting voicemails from national action financial services, saying that i have a blockbuster debt of $10. I have checked with all blockbuster locations i have ever rented from, and i have no debt. Every time i call back with my "code" all it says is to give your credit card information and pay it off. There is absolutly no option to speak with anyone, and i am not going to give my card information to a recording on a debt i do not have. is this a scam to obtain my card information and take my money? what should i do?

yes it is a scam.report them to your AG.

Interestingly, I just received a letter from NAFS (I live in AK, a "no-call" state, thank goodness, or I'm sure they'd be harassing me with phone calls) regarding an account I paid off years ago (cc opened in my name by an ex, not my doing... which is a whole different discussion). Anyway, I found it interesting after reading all of your posts that at the bottom of this letter, they end with : "For problems relating to the handling of this account you may contact our compliance department at 1-800-847-9106." Clearly, it's an issue with them. I wonder if this number would be of help to any of you. Doubtful, but since I didn't see it listed anywhere on here, I thought I would share. It's a shame this place behaves in such a terrible manner before trying to actually help a person resolve their issue first. In truth, it just makes them work more. Anyway, good luck to you all.