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j9284 · Posted: Thu Jul 31, 2008 7:26 am Subject: Help with National Credit Adjusters

I have gotten calls on my answering machine for the past two days from 866-570-6085. I checked the number out on this website and it came up on here as a place called National Credit Adjusters. The posts on here make them sound like a very sleazy company. I have not called them back. I would like to send a cease and desist/debt validation letter but I do not know my account number or anything with them. Can I still send a letter? I hate to call them back because I have learned the hard way that calling back these sleazy characters just keeps them harrassing you more. What should I do?? I am pretty stressed as I thought I was done with these kind of collectors. Their message said "please get a message to Julie Toomire." Help!!

Posted: Thu Jul 31, 2008 7:36 am Subject: reply

yes,they are bad in particular and you are right in general.CA'S
especially JDB'S can and will harrass more if you call them back.
i would wait to see something in the mail.give it about a week,if no letter call back say you never received a dunning letter and will wait for that then hang up.

jt9284 · Posted: Thu Jul 31, 2008 8:21 am Subject: do not call them back

So, do not call them back now? Wait for the letter first??

Posted: Thu Jul 31, 2008 9:53 am Subject:

Have you pulled your credit reports to see if they have pulled an Inquiry or reported a tradeline?

www.annualcreditreport.com

j9284 · Posted: Thu Jul 31, 2008 10:11 am Subject:

No. How do I pull a credit report?

Posted: Thu Jul 31, 2008 10:29 am Subject:

click the link in my previous post. You can pull your reports free once a year

reed · Posted: Thu Jul 31, 2008 2:23 pm Subject:

They called me a year and a half ago, they are out of Kansas, take my advice don't talk to them and don't work any deals with them. I sent the DV letter so they can validate the debt and I never heard from them again. make sure to send the letter certified. Don't worry I dealt with them just make sure you send the letter.

Good Luck

j9284 · Posted: Thu Jul 31, 2008 6:39 pm Subject:

Reed, do you have an address for them? Can you just put your name as a reference in the letter? I do not have an account number because I have not talked to them.

reed · Posted: Thu Jul 31, 2008 7:21 pm Subject:

j9284,

327 W 4th St,
Hutchinson, KS 67504-3023

That is the address I had. you can check in the yellow pages website to make sure that address still there.

1-800-542-1048.

It will be best if you have the account number. They will send you a letter in the next few days. They called me first and then I recieved the letter after few days.

Good Luck

Posted: Fri Aug 01, 2008 8:25 am Subject:

National Credit Adjusters are SCAMS! I dealth with them 2 years ago (Lisa Ray) They were charging me 570.00 on a 200.00 ipdl. I had paid back that and more just one rollover fees. I wouldnt send them a dime. There is a lot of reading on them in this forum and on budhibbs.com. I sent them a letter asking for proof of the debt. They refused.

Posted: Fri Aug 01, 2008 2:39 pm Subject:

Yeah, they are pretty horrible. They will lie to you, scream at you (had that happen once), refuse to be recorded, etc, etc.

But, they will also report tradelines to your credit, which sucks. I have to deal with them sometime in the next couple of months in order to get their line off of my report.

j9284 · Posted: Wed Aug 06, 2008 1:55 pm Subject:

I still have not talked to them even though they have called a few times so I still do not have an account number. As stated previously, talking to these type of people always makes it worse but I don't have an account number. I have still not received anything in writing to date and have not asked for it. Can I send a cease and desist just with my name and no account number??

Posted: Wed Aug 06, 2008 2:22 pm Subject: reply

they have your name and ph# that's good enough.

Guest · Posted: Thu Aug 07, 2008 11:42 pm Subject:

total scam baggers hang up and never acnkowledge debt even if it sounds familiar to you never admit anything to these scum bums

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